D&B Credit Insights vs. Refinitiv Eikon

For businesses looking to boost their business credit and get approved for small business loans that are not personally guaranteed, this is a game changer. You will always know where your business stands and what creditors will see when they are deciding to loan to you or not. If you are a sole proprietor I don't think this will help, I believe you need an LLC, Corporation, Parntership, etc - a separate entity from your SSN so that entity can begin to build credit based on the business and not your personal assets and credit

Incentivized

Very likely to recommend to a colleague if he deals with researching companies on a day-to-day basis since it captures real-time market data, financial information such as income statements and balance sheet items, as well as news items around strategic updates and analyst reports from top investment banks.

Incentivized

• Gives us free alerts whenever there's a change on our credit profile.
• Helps us understand what factors are affecting score and how to increase it.
• Allows us ability to get better rates!
• Excellent price point especially compared to other services!

Incentivized

• ESG ratings - allowing us to benchmark practices and reporting.
• Real time market data - allowing us to track target companies.
• Financial information - allows us to gauge companies' historical and forecasted performance.

Incentivized

• Using the correct personal credit score. My score is not right and won't allow me to change it.
• Have more financial options available for businesses that actually need funding. The requirements state we need to make a certain large amount in order to be approved for funds.
• New and slow growing businesses should have business lives of credit automatically.

Incentivized

• Not very easy to navigate - needs user to spend time.
• Should have an intelligent search option to enable targeted search.
• Should have more granular coverage in terms of financials.

Incentivized

Best product I've tried

Incentivized

it was our first foray and seemed vast and easy to use

Incentivized

Refinitiv Eikon is a wholesome product that scores over the above products in terms of the coverage universe, features, and credibility of data Refinitiv Eikon is a go-to source for financial and ESG data, whose credibility is well established in the industry and scores above other competitors in this aspect.

Incentivized

• D&B Credit Insights has provided us with credit recommendation to prepare ourselves for potential bad customers
• It has provided us with PAYDEX information to determine how long it would take us to collect the outstanding receivables
• It has provided information for existing customers if they will or have gone bankrupt, closure or failure to prepare our potential bad debt for outstanding receivables

Incentivized

• Negative - Tool is pricey so not everybody can afford.
• Positive - Coverage of real time market data is unmatched.
• Positive - ESG data coverage is very useful.

Incentivized