Chime Online Banking vs. Dwolla

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Chime
Score 4.6 out of 10
N/A
Chime is an online banking solution from the company of the same name in San Francisco, allowing users to track account balances, daily transactions, and savings from anywhere with the Chime mobile app, and get daily balance notifications and instant transaction alerts any time for use of the included Chime Visa Debit Card.N/A
Dwolla
Score 8.0 out of 10
N/A
Dwolla is a payment gateway software solution offered by Dwolla.
$268
per month
Pricing
Chime Online BankingDwolla
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
ChimeDwolla
Free Trial
NoYes
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Best Alternatives
Chime Online BankingDwolla
Small Businesses

No answers on this topic

Apple Pay
Apple Pay
Score 9.1 out of 10
Medium-sized Companies

No answers on this topic

Apple Pay
Apple Pay
Score 9.1 out of 10
Enterprises

No answers on this topic

Adyen
Adyen
Score 8.8 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
Chime Online BankingDwolla
Likelihood to Recommend
4.4
(4 ratings)
9.1
(2 ratings)
Support Rating
1.0
(1 ratings)
9.1
(1 ratings)
User Testimonials
Chime Online BankingDwolla
Likelihood to Recommend
Chime
It is very helpful for me. It is reliable and simple to use. The Sign-up process of Chime Online Banking was simple and I was able to easily set up a direct deposit and link my bank account. It keeps me updated on every purchase I do from my account. The best thing is that it's free and has no hidden charges or paycheck fees. It has a special feature called SpotMe where they will cover your overdraft in a very neat way.
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Dwolla
If you need to move money using ACH then Dwolla is the number 1 choice. Highly recommend. We shopped several potential partners and Dwolla was better across the board. I count the Dwolla team and my team - they're always there to help and always go above and beyond to help us.
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Pros
Chime
  • Ease of use
  • Simple interface within the application.
  • Helpful support, when needed.
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Dwolla
  • Seamless integration.
  • Quick resolution/response time.
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Cons
Chime
  • Their CC is hard to figure out.
  • Website could be streamlined.
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Dwolla
No answers on this topic
Support Rating
Chime
When my money was stolen from my account I was told there would be an investigation between 15-45 days. They didn't investigate at all. The next day I was denied my claim after being robbed for $850.
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Dwolla
We have a dedicated Slack channel with multiple team members from across the organization: product, legal and compliance, technology. We have a dedicated relationship manager. Super super responsive. We are so pleased.
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Alternatives Considered
Chime
First of all, Chime Online Banking is really the best option for new users. The User Interface and User Experience of the Chime app are really great. There are comparatively faster money transactions with Chime Online Banking and it has no fees at all. It is more reliable. It also allows you to lock your card if it is stolen or lost which is a great feature. At last, it is more rewarding than other online banking services with a great team of customer grievances.
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Dwolla
Better service. Better price.
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Return on Investment
Chime
  • Positive ROI by way of quick and easy transactions.
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Dwolla
  • Without Dwolla, we would have to invest a lot more of our company resources and time into accomplishing something that can take as little as 15 minutes. Dwolla's integration is almost invaluable to us.
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ScreenShots