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Satisfied user of D&B Finance Analytics for over 5 years
May 25, 2024

Satisfied user of D&B Finance Analytics for over 5 years

Anonymous | TrustRadius Reviewer
Score 8 out of 10
Vetted Review
Verified User

Overall Satisfaction with D&B Finance Analytics

We use D&B most frequently to assist in loan, grant, and capital lease underwriting. The service is also occasionally used to assist in our loan/lease management, such as when a borrower is consistently delinquent. The business reports are helpful in providing additional context to internal financial documents that are given by the prospective borrower.
  • Delinquency score
  • Viability rating
  • D&B risk assessment
  • Most recent investigation experience seemed more complicated than necessary
  • Since this program is one of several tools used in our underwriting process, it cannot be identified as a singular factor leading to a loan, lease, or grant being approved. But over the past 5 years, D&B Finance Analytics has assisted in the approval of more than $2 million in loans, leases and grants to small businesses.
D&B Finance Analytics’ B2B data availability provides context to the internal financial documents and tax returns provided by the business for the underwriting process. Internal financials show how much debt a business currently has, and the Analytics help demonstrate how well that business manages its debt. It also assists in our loan management procedures, as a tool that can be referenced for consistently delinquent or non-performing loans.
Our organization has been using D&B Finance Analytics since before my arrival, so I cannot comment on the initial setup and deployment. However, during the time in which I have been using D&B Finance Analytics, I have found the tool to be mostly easy to use.
Our organization uses CBC Innovis Credit Reporting to assist in underwriting loans, leases, and grants through its personal credit reports, RiskView, and ID cross checks on business principals. No other products or services have been reviewed or considered recently as a potential replacement or supplement to D&B Finance Analytics.
My most recent experience in requesting an investigation on a particular business seemed more complicated than it needed to be. I provided specific details concerning the location and nature of the business, and the verification process seemed longer than necessary. However, I have also recently taken some individualized training from the D&B support team, which was very helpful.

Do you think D&B Finance Analytics delivers good value for the price?

Yes

Are you happy with D&B Finance Analytics's feature set?

Yes

Did D&B Finance Analytics live up to sales and marketing promises?

I wasn't involved with the selection/purchase process

Did implementation of D&B Finance Analytics go as expected?

I wasn't involved with the implementation phase

Would you buy D&B Finance Analytics again?

Yes

I have found D&B Finance Analytics to be helpful in providing additional context to the internal financial documents and tax returns that are provided by businesses for our underwriting process. These analytics can further demonstrate why a business is a good candidate or a risky candidate for a loan, lease, or grant.