Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Expensify
Score 9.0 out of 10
N/A
Expensify automates the entire spend management process. Scan receipts, track mileage, submit and approve expenses, manage corporate cards, reimburse employees, pay bills, send invoices, and book travel. Built for individuals and companies of all sizes, anywhere in the world.
$5
per month per user
Navan
Score 8.5 out of 10
N/A
Navan (formerly TripActions) headquartered in Palo Alto offers their corporate travel management application of the same name, supporting messaging, travel rewards management, travel booking, and company policy compliance.N/A
SAP Concur
Score 8.4 out of 10
N/A
SAP Concur is a SaaS expense report management product, and handles corporate travel booking, expense report automation, reimbursement, audit, and business intelligence, and corporate card integration.
$9
per month
Pricing
ExpensifyNavanSAP Concur
Editions & Modules
Collect
$5
per month per user
Control
$9
per month per user
Navan Business
Free
Navan Enterprise
Let's Talk
Concur Travel and Expense
$9.00
per report (average price)
Offerings
Pricing Offerings
ExpensifyNavanSAP Concur
Free Trial
YesNoYes
Free/Freemium Version
NoYesNo
Premium Consulting/Integration Services
NoNoNo
Entry-level Setup FeeNo setup feeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
ExpensifyNavanSAP Concur
Considered Multiple Products
Expensify
Chose Expensify
I think Expensify is much better than SAP Concur in usability and image recognition. When I used concur, I had to upload the receipt only as proof, but there was no OCR in place to help me fill in. The usability overall is much better, SAP Concur is very complex, there are many …
Chose Expensify
Both have the perks of their own, Navan is good in Travel management and Expensify is good in Expenses management.

Navan does not have the feature of sending expenses directly from personal email id. It would be great if it could.
Chose Expensify
Expensify is much more streamlined and easier to use than Concur which I used at my previous employer. Many of the functions I had to manually do on Concur, I am able to do automatically in Expensify. The App integration makes it easy to make submissions on the Fly, where I …
Chose Expensify
I didn’t have a choice on selection but I’ve used other products in the past that weren’t as easy to use or learn and didn’t adapt as easily to the reimbursement process.
Chose Expensify
Expensify is more user friendly interface, shorter tasks, more accurate, timely notification
Chose Expensify
Expensify is SO MUCH BETTER than Concur. The app in concur is terrible, expense scanning never works and reports are so hard to enter. Expensify makes all of that better. I only wish I'd had an opportunity to use Expensify travel as that I'm sure is also so much better than …
Chose Expensify
Concur is the only formal software I've used, though I think this was only used in my PhD program (2010-2014), so in fairness, it's been a while. I remember Concur being just OK. It was certainly easier to use than the 'upload documents to email' process my former employer had …
Chose Expensify
Much more user friendly, and easy to use. Much more automated unlike Concur's manual process. The scan works well and saves you time.
Chose Expensify
Its easier, intuitive and fun. The built-in avatars and user interfaces are designed to be interesting and attractive- it keeps what can be a tedious task quick and painless
Chose Expensify
Concur was too bulky and outdated for us
Chose Expensify
The Expensify platform is more user friendly than Concur. I also didn't have the ability to add the Concur application to my mobile device at my previous employer (that feature may be available now since years have since passed). At the time, Concur was not submitting monthly …
Chose Expensify
Since I have already used Expensify and it was good to our needs as a small-midsize company, I did not see enough pain to switch to other systems. For small to mid-sized companies, Expensify often provides a "just right" balance of functionality, automation, and ease of use, …
Chose Expensify
Concur was more expensive but offered a few other things that worked better on a corporate platform. For me personally I chose Expensify based on the lower cost and better access to what makes a difference to me on a local sales rep level. I don't use Expensify to do invoicing, …
Chose Expensify
Expensify is simpler and more user-friendly, especially for individual use. The scan receipt function and the straightforward reporting process are key advantages. I chose Expensify because it’s quick to set up and handles most tasks without overcomplicating things.
Chose Expensify
I did not selected Expensify but I found it very easy to use
Chose Expensify
Uncomplicated
Great UX
Brilliant comms
Chose Expensify
Way easier to use, way better mobile experience, the Receipt Scanning capability works and Concur doesn't even offer it. Way more flexible form requirements. Overall significantly better.
Chose Expensify
Expensify was much more user friendly and most cost effective than the others.
Chose Expensify
Concur has an integration to the CRM system, perhaps more robust with travel options, but it's also more complicated to use in my opinion. An overkill for a small business
Chose Expensify
Having used Concur at several other companies, I can honestly say Expensify is my much preferred expense reimbursement system. The UI is easy to use and modern. The alerts and notifications are helpful and friendly. The report and line item expense creation is very easy - as is …
Chose Expensify
I find Expensify way much simpler than Concur to use. Most fields are populated automatically and I spend way less time to correct violations at the end of the month before submitting my report.

Love the fact that my report is sent autmatically: I therefore so not miss any …
Navan
Chose Navan
We evaluated a number of products and landed on TripActions... flexibility about company policy; deployment of iPhone app and its integration with Expensify were key.
Chose Navan
TripActions destroys Concur. TripActions is way more user friendly and has a ton more functionality. No comparison.
Chose Navan
I like TripActions more because everything is on a mobile app that is super user-friendly. The customer service team is also world class-I genuinely have never felt so taken care of. More so, Concur Travel and Expense never rewarded me for traveling, while I made over 200 …
Chose Navan
TripActions stacks up exceptionally when comparing against similar tools such as Nexonia, or Certify. Both of which I have used at prior Sales Orgs. With expense tools, it all comes down to the mobile application. If you're traveling at all for your role/job, you will …
Chose Navan
User-friendly interface. TripActions is extremely intuitive and easy to use, with tabs, graphics, chat, etc. Bonuses for individuals. The Amazon bonuses are a best seller.
Chose Navan
TripActions is better in every way. Support, ease of use, benefits to me, as well as just the ability to compare options easily in a variety of different ways. It easily links to my travel rewards programs which is nice so I can get the benefits even when booking with my …
Chose Navan
Concur was very hard to use and most of my team didn't like using it. It was not user-friendly like TripActions.
Chose Navan
We did not have a good experience with Concur. It was difficult to use and outdated. I spent many days helping our travelers try to find the correct flights on Concur, or helping them troubleshoot errors. TripActions was a huge improvement and both myself and our travelers …
SAP Concur
Chose SAP Concur
Expensify is a very basic app that is suitable for small teams with a limited need for features. It is inexpensive and very easy to use. However, for more extensive use and rigorous tracking, concur is far superiors to my knowledge Expensify does not offer travel booking with …
Chose SAP Concur
We used Expensify and it was a better product. Simpler to set up and easier to administrate. Very poor support and customer service with Concur. And with some of the issues they just said we can't fix it even thought it was an issue with there product not working as it should
Chose SAP Concur
We used Expensify before I was hired, but here is what I understand from that situation. Expensify was clunky and our staff struggled with the UI, whereas SAP Concur is much more clear and allows for a better connection to Intacct. At a previous company I used Apptricity. …
Chose SAP Concur
Expensify and Zoho Expense work for small and mid-size businesses. Big multinationals do not receive benefits from the apps. Coupa is good as a solution for organizations with non-SAP leading systems. If you plan to use SAP ERP as the main/lending system then SAP Concur is the …
Chose SAP Concur
I think Expensify’s user interface is difficult to navigate. SAP Concur has a streamlined approach to the required information and is quick to utilize for the employee and supervisor.
Chose SAP Concur
In my opinion, Navan is light years ahead of SAP Concur
Chose SAP Concur
We've evaluated several expense management platforms, and the two strongest alternatives to SAP Concur we found were Expensify and Brex. We found Expensify's interface much more intuitive with impressive smart scanning technology, and it's significantly cheaper for small to …
Chose SAP Concur
I've used SAP Concur for 10 years but Navan was 10X easier to get onboarded and start using. Overall the company is happy with the change which puts SAP Concur in a tough position for win backs from customers that switched to Navan.
Chose SAP Concur
Expensify was great but it started taking more time on loading pages and sometimes notification were irregular so SAP Concur was best alernative to choose and It is doing great in this area but it also has to improve its user experience.
Chose SAP Concur
Hmm... SAP Concur really stands out because it brings everything together in one place, like travel booking, expense reporting, and approvals. Compared to other tools, it feels more organized, with smoother automation and easy connections to things like SAP and Outlook. We …
Chose SAP Concur
it is much easier to use
Chose SAP Concur
What sets Concur Travel and Expense apart is its seamless integration of travel and expense management within a single platform.
Chose SAP Concur
I was not a decision maker. I shared strengths and weaknesses of each product and I didn't make decision.
Chose SAP Concur
SAP Concur offers cloud-based services that integrate well with each other and the existing systems (ERP, HRMS, or other accounting systems) in organizations.
SAP Concur's solutions help businesses of all sizes automate and streamline their travel and expense management …
Chose SAP Concur
Lower from a user experience perspective and simplicity of in configuration
Chose SAP Concur
Concur is a robust application that can stand alone but integrates better into our ERP. It allows for easier reporting and visibility in our ERP which our accounting group and audit team needed.
Chose SAP Concur
Concur enabled us to use various travel agencies and change travel agencies without changing booking tools.
Chose SAP Concur
I realized SAP Concur was the superior product to its competitors. It's user-friendly which is really important to me and when I roll out something it's easy for the employees to use. The company-defined rules are configured into the solution, designed to ensure every employee …
Features
ExpensifyNavanSAP Concur
Expense Management
Comparison of Expense Management features of Product A and Product B
Expensify
9.7
159 Ratings
16% above category average
Navan
-
Ratings
SAP Concur
8.2
493 Ratings
1% below category average
Employee Expense Reporting9.8158 Ratings00 Ratings8.3485 Ratings
Corporate Card Reconciliation9.668 Ratings00 Ratings8.2367 Ratings
Payment Management
Comparison of Payment Management features of Product A and Product B
Expensify
9.4
146 Ratings
16% above category average
Navan
-
Ratings
SAP Concur
8.2
428 Ratings
3% above category average
Customizable Approval Policies9.3100 Ratings00 Ratings8.1371 Ratings
Financial Document Management9.3106 Ratings00 Ratings8.5315 Ratings
Payment Status Tracking9.7119 Ratings00 Ratings8.4371 Ratings
Payment Audit Trail9.893 Ratings00 Ratings8.2342 Ratings
Duplicate Bill Detection9.0119 Ratings00 Ratings7.6303 Ratings
Advanced OCR9.099 Ratings00 Ratings8.0258 Ratings
Electronic Funds Transfer9.582 Ratings00 Ratings8.4244 Ratings
Travel Management
Comparison of Travel Management features of Product A and Product B
Expensify
-
Ratings
Navan
1.2
1 Ratings
131% below category average
SAP Concur
-
Ratings
Customizable Approval Workflows00 Ratings2.01 Ratings00 Ratings
Readily Available Support00 Ratings1.01 Ratings00 Ratings
Travel Spend Reports00 Ratings1.01 Ratings00 Ratings
Consolidated Invoicing00 Ratings1.01 Ratings00 Ratings
Easy Travel Booking00 Ratings2.01 Ratings00 Ratings
Mobile Travel Application00 Ratings1.01 Ratings00 Ratings
Centralized Itinerary Management00 Ratings1.01 Ratings00 Ratings
Collaborative Booking00 Ratings1.01 Ratings00 Ratings
Loyalty Programs00 Ratings1.01 Ratings00 Ratings
Reuses Traveler Information00 Ratings1.01 Ratings00 Ratings
User-friendly Interface00 Ratings1.01 Ratings00 Ratings
Integrated Expensing Tool00 Ratings1.01 Ratings00 Ratings
Travel Alerts00 Ratings1.01 Ratings00 Ratings
Best Alternatives
ExpensifyNavanSAP Concur
Small Businesses
Dext
Dext
Score 9.6 out of 10
Rippling
Rippling
Score 9.0 out of 10
Dext
Dext
Score 9.6 out of 10
Medium-sized Companies
Rippling
Rippling
Score 9.0 out of 10
Lola.com
Lola.com
Score 8.0 out of 10
Rippling
Rippling
Score 9.0 out of 10
Enterprises
Emburse Chrome River
Emburse Chrome River
Score 7.6 out of 10
Emburse Chrome River
Emburse Chrome River
Score 7.6 out of 10
Emburse Chrome River
Emburse Chrome River
Score 7.6 out of 10
All AlternativesView all alternativesView all alternativesView all alternatives
User Ratings
ExpensifyNavanSAP Concur
Likelihood to Recommend
9.6
(239 ratings)
1.0
(36 ratings)
8.2
(853 ratings)
Likelihood to Renew
10.0
(14 ratings)
-
(0 ratings)
8.2
(40 ratings)
Usability
9.6
(140 ratings)
-
(0 ratings)
8.5
(113 ratings)
Availability
-
(0 ratings)
-
(0 ratings)
8.3
(13 ratings)
Performance
-
(0 ratings)
-
(0 ratings)
7.9
(10 ratings)
Support Rating
8.5
(45 ratings)
9.4
(15 ratings)
8.3
(41 ratings)
In-Person Training
-
(0 ratings)
-
(0 ratings)
3.9
(6 ratings)
Online Training
-
(0 ratings)
-
(0 ratings)
9.0
(5 ratings)
Implementation Rating
9.5
(2 ratings)
-
(0 ratings)
7.9
(13 ratings)
Configurability
-
(0 ratings)
-
(0 ratings)
8.3
(7 ratings)
Ease of integration
-
(0 ratings)
-
(0 ratings)
8.1
(57 ratings)
Product Scalability
-
(0 ratings)
-
(0 ratings)
8.6
(56 ratings)
Vendor post-sale
-
(0 ratings)
-
(0 ratings)
6.7
(8 ratings)
Vendor pre-sale
-
(0 ratings)
-
(0 ratings)
6.7
(7 ratings)
User Testimonials
ExpensifyNavanSAP Concur
Likelihood to Recommend
Expensify
I think it's really good for small businesses. At least in the way we use it. It's very good for keeping an eye on employee spending in nearly real time. I'm not sure how it works for larger companies when there is a larger number of people to keep track of.
Read full review
Navan
A specific scenario where TripActions was well suited was when I needed to book a hotel stay in Cologne, Germany for multiple colleagues. The fact that they were registered users made coordinating their stays a seamless process. I have not had an occasion where TripActions was inappropriate to use.
Read full review
SAP Concur
SAP Concur is great for large organizations because of it's built in approval process functions. It is great tool for expense reports and any company where employees need to book travel. I imagine that the tool would be more tricky to use for those who are less technically savvy since there are many tabs and it is sometimes tricky to navigate.
Read full review
Pros
Expensify
  • Easy to access online portal whether using a mobile device or desktop app
  • Receipts can be uploaded in a breeze and automatically categorized
  • Expense Reports are submitted monthly on autopilot
  • Expenses for gas is calculated on the app by entering the starting/ending destinations.
Read full review
Navan
  • Provides a wide range of travel options within a wide budget.
  • It is reliable - if a trip gets canceled, they are quick to contact their customer and help sort out additional booking details to get you to your final destination.
Read full review
SAP Concur
  • Self service and easy to navigate
  • Available on all mobile devices
  • Provides travel options such as airlines for the destination with several options
  • Automatically define check in and check out dates and time for hotels
  • Reminds users to book other travel related activities
Read full review
Cons
Expensify
  • I wish that I could sync accounts on the back end kind of like with banking software, so that Expensify would automatically port over receipts for recurring expenses as soon as they're available
  • It would be nice to one-click submit an expense all the way through instead of having to attach it to a report
  • Wackier profile icons? :) Not a big deal. This software is pretty much amazing as it is now, and typically the urge to update and modify very good software leads to poor outcomes!
Read full review
Navan
  • Limited partnerships with all the major airlines, or if so, slowly just adding more airlines to their platform
  • Not a lot of information about the ratings of the hotels. I have stayed in hotels that I probably wouldn't have if their information was more up to date
Read full review
SAP Concur
  • For a new user of SAP Concur, it becomes difficult to file the first reimbursement as that person is new to the application and probably, one needs to to go through the instructions to get used to it. So, user interface can be improved and could be tried to make more interactive. Other than that, it's all good to go.
Read full review
Likelihood to Renew
Expensify
We like using the tool and we receive positive feedback from employees and management who use the tool. It saves time and helps us concentrate on the value adding activities so we are very likely to keep using Expensify in the future
Read full review
Navan
This decision overall isn’t made by me. The company evaluates the product. While I am an influencer the overall review is my personal opinion and mine only. The company books flights or would like for us to book flights through trip actions everything else is suggested but done with a personal cc which makes it optional. My option will be to not use TripActions for anything personally.
Read full review
SAP Concur
Now that we are fully on Concur, switching is not an option. Concur has become ingrained in our expense reporting process. Furthermore, Concur continues to improve its offering. Each month, they release updates and changes, many of which were client requested. Concur's constant evolution means it is adapting with my business
Read full review
Usability
Expensify
My rating of 8 out of 10 for Expensify's overall usability reflects its strong performance in empowering individual users and streamlining core expense processes, while acknowledging that there are specific areas, particularly on the administrative or enterprise side, where the user experience could be further refined. Exceptional End-User Experience (for basic tasks).Automation & Time-Saving Features.Clear Workflow for Approvers. Why it's not a perfect 10 (areas for improvement that dock points): Limited corporate bank to choose from, limited multi-currency to pay to ( for instance, as a foreign corporatio,n i cannot pay with my US account to Israeli employees, or pay to our UK employees)
Read full review
Navan
No answers on this topic
SAP Concur
I think it is very easy to use, especially once you are acquainted with it. I think the UX could be improved so some things, like accessing old reports, are more intuitive once you learn it though it is not difficult to replicate.
Read full review
Reliability and Availability
Expensify
No answers on this topic
Navan
No answers on this topic
SAP Concur
In prior years I would have given them a 9.5 for availability. Unfortunately in 2015 so far this rating has dropped to a 7 overall.
We have experienced far too many interruptions - from admins to employees who rely on it for day to day booking of travel and submission of expense reports. Server errors, slow system response time and spinning wheels are too common place. Those things should be a rare occurrence, not a daily interruption.

While Conur still has great product offerings overall, they are currently not offering world class or best in class product (and customer service) availability. Remaining hopeful they step up and get their A game going again soon.
Read full review
Performance
Expensify
No answers on this topic
Navan
No answers on this topic
SAP Concur
Performance-wise, it's good, loads pages quickly, and reports are highly accurate and easy to understand. Also, we can generate custom reports as needed, and we have integrated with a few other apps, and we have not seen any downgrade in performance.
Read full review
Support Rating
Expensify
Our rep has been amazing. He has built custom reports for us that have been very time consuming and difficult. Our reps are also currently looking into new submission solutions for us that we are excited about. They came up with this and recommended it on their own without me complaining about an issue. They are about our success and are very excited about the product they offer.
Read full review
Navan
- Easy bookings and quick expensing - Excellent chat support - Savings for the company since employees opt for rewards which require booking cheaper than average priced hotels - Rewards for employees - Easy to use customer interface - Great mobile applications for android and iOS - Ability to control payment methods for a different types of bookings like hotels or flights or car rentals.
Read full review
SAP Concur
I have never had to use customer support when using Concur Expense - the UX could be a bit nicer on the eyes or easier to understand, but there have never been any problems when using Concur Expense that I have had to ask or reach out to customer support to help me with anything.
Read full review
In-Person Training
Expensify
No answers on this topic
Navan
No answers on this topic
SAP Concur
My Seniors were the ones who taught me about Concur. Concur Support team has sent me training links and answered me in their tickets too. Usually they are helpful and knows their stuff. There are times when webex meetings is conducted for reporting training. They were very patient and took down all the details from me.
Read full review
Online Training
Expensify
No answers on this topic
Navan
No answers on this topic
SAP Concur
I can use it after that training, so it fits the purpose.
Read full review
Implementation Rating
Expensify
The implementation process went rather smoothly, linking it to the bank and cards was handled easily. without too many unnecessary steps. Getting the accounts setup did take some time, but that would be true with any organization. All in all things went smoothly and I was very pleased with the setup and implementation process
Read full review
Navan
No answers on this topic
SAP Concur
There are different implementation teams for each module of the product you purchase, so implementation is not a 'one size fits all' environment. Also, the different implementation teams have different ways of doing things, so Concur could stand some standardization and streamlining in this area. A Project Manager can make or break an implementation so don't be scared to ask for a new one if things are rocky.
Read full review
Alternatives Considered
Expensify
It is definitely 10 times better than using an Excel spreadsheet. We are talking a digitized with AI type capabilities to do the work for you. It’s honestly a lifesaver. This beats manual calculations and data entry any day. Scanning 100 receipts and saving them to pdf files not only takes space on your storage but it is an extra unnecessary step
Read full review
Navan
I like TripActions more because everything is on a mobile app that is super user-friendly. The customer service team is also world class-I genuinely have never felt so taken care of. More so, Concur Travel and Expense never rewarded me for traveling, while I made over 200 dollars in Amazon money just for doing my job.
Read full review
SAP Concur
Expensify and Zoho Expense work for small and mid-size businesses. Big multinationals do not receive benefits from the apps. Coupa is good as a solution for organizations with non-SAP leading systems. If you plan to use SAP ERP as the main/lending system then SAP Concur is the best solution, mainly for its native integration with SAP ecosystem.
Read full review
Scalability
Expensify
No answers on this topic
Navan
No answers on this topic
SAP Concur
This program has been very helpful, user friendly and has been a great asset to use to assist with time management. Not only are leadership involved with using this program but all staff as well. This is also a great way to hold each accountable. Easy startup with not many means for hands on training
Read full review
Return on Investment
Expensify
  • We went from paying credit card fees with no approval process to a no fees and complex approval processes.
  • I personally save time in not having to develop a spend report I just have my admin assistent fill in the details of the auto generated report and it is done. Went from an hour long process to 5- 10 minutes max to prepare a high quality audit ready report.
Read full review
Navan
  • The ability to change flights while I am on the road in meetings. They actually call the agents for me.
  • It has put money back in my pocket with the Amazon rewards and my company has saved money by me booking the less expensive options.
Read full review
SAP Concur
  • Concur's automation has produced impressive efficiency improvements, which have decreased the time and effort required for expense management.
  • Manual errors and policy violations have decreased, which has led to cost savings.
  • We now adhere to corporate regulations better, which lowers risks thanks to Concur's policy compliance checker.
Read full review
ScreenShots

Expensify Screenshots

Screenshot of the dashboard used to manage expenses, book travel, reimburse employees, and create expense reports.Screenshot of corporate cards. The Expensify Card offers cash back on every US purchase.

SAP Concur Screenshots

Screenshot of a picture of a receipt snapped from a smartphoneScreenshot of analytics from SAP ConcurScreenshot of the integrated travel and expense applicationScreenshot of the SAP Concur mobile app