Item: D&B Finance Analytics
Rating: 8
Author: Brian Shearer

Overall Satisfaction with D&B Finance Analytics

Use Cases and Deployment Scope

I assess credit risk and manage credit lines for accounts receivable. Manage a team of 15 users who pull reports routinely for new customer set up and routine credit file reviews.

Pros and Cons

Pros

Public records
trade experience
summarizing financials for public companies
company description

Cons

predictive scoring
family tree linkage

Return on Investment

Less bade debt expense
Improved cash flow

I have been given multiple free trials to competitors trade credit reports and have found that none are as comprehensive as D&B. D&B secures that most trade data which is the backbone of commercial credit reports worth and internal scoring models. That said, D&B charges a substantial premium compared to competitors which makes switching a viable option if budget is an issue.

Support Rating

Assigned D&B support team and sales rep schedule quarterly calls and are quick to respond to any questions same day once contacted.

Key Insights

Do you think D&B Finance Analytics delivers good value for the price?

Yes

Are you happy with D&B Finance Analytics's feature set?

Yes

Did D&B Finance Analytics live up to sales and marketing promises?

Yes

Did implementation of D&B Finance Analytics go as expected?

Yes

Would you buy D&B Finance Analytics again?

Yes

Likelihood to Recommend

D&B is best in class for commercial credit reports in US. They get the largest amount of payment data which drives all of their internal scoring. I have used a number of competitors over the years and none measure up to D&B. That said D&B is very expensive compared to comparative reports. Also, all of the scoring is only as good as the trade data received and many companies do not report trade data. For that reason I tend not to trust many of predictive scoring models they provide. Reports outside of US are very expensive and most times provide very little data. This is a common problem with most domestic based credit reporting agencies and some countries just don't provide this type of information.

Comments

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Kevin Johnson
(Vendor Representative) commented 3 years ago
Thank you so much for your kind words, Brian! We are thrilled that you are enjoying your experience, but we also understand some challenges you face. I wanted to let you know we are constantly improving our product, so we value your feedback. Thank you for taking the time to write this review; we appreciate it greatly. Cheers!

D&B Finance Analytics