Item: D&B Finance Analytics
Rating: 8
Author: Brian Shearer

Use Cases and Deployment Scope

I assess credit risk and manage credit lines for accounts receivable. Manage a team of 15 users who pull reports routinely for new customer set up and routine credit file reviews.

Pros and Cons

Public records
trade experience
summarizing financials for public companies
company description

predictive scoring
family tree linkage

Return on Investment

Less bade debt expense
Improved cash flow

Finance Analytics Performance

It helps decrease decrease risk by making better credit decisions. D&B is the standard with most companies and the incumbent in the commercial credit report space.

The implementation was seamless. One day the team came in and everything looked new and improved. D&B was able to provide additional team training on new features to help make better credit decision with new tools available.

Alternatives Considered

I have been given multiple free trials to competitors trade credit reports and have found that none are as comprehensive as D&B. D&B secures that most trade data which is the backbone of commercial credit reports worth and internal scoring models. That said, D&B charges a substantial premium compared to competitors which makes switching a viable option if budget is an issue.

Support Rating

Assigned D&B support team and sales rep schedule quarterly calls and are quick to respond to any questions same day once contacted.

Key Insights

Do you think D&B Finance Analytics delivers good value for the price?

Yes

Are you happy with D&B Finance Analytics's feature set?

Yes

Did D&B Finance Analytics live up to sales and marketing promises?

Yes

Did implementation of D&B Finance Analytics go as expected?

Yes

Would you buy D&B Finance Analytics again?

Yes

Likelihood to Recommend

D&B is best in class for commercial credit reports in US. They get the largest amount of payment data which drives all of their internal scoring. I have used a number of competitors over the years and none measure up to D&B. That said D&B is very expensive compared to comparative reports. Also, all of the scoring is only as good as the trade data received and many companies do not report trade data. For that reason I tend not to trust many of predictive scoring models they provide. Reports outside of US are very expensive and most times provide very little data. This is a common problem with most domestic based credit reporting agencies and some countries just don't provide this type of information.

D&B Finance Analytics

Overall Satisfaction with D&B Finance Analytics