SAP Business One vs. Zoho Finance Plus

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
SAP Business One
Score 8.0 out of 10
N/A
SAP Business One is an integrated enterprise resource planning (ERP) solution for small and medium-sized businesses, The product encompasses functionality around sales, customer relationships, inventory, operations, financials and human resources.
$99
per month
Zoho Finance Plus
Score 8.0 out of 10
N/A
Zoho Finance Plus is an integrated accounting suite for small businesses, featuring invoice and AP / AR management, accounting, and billing management.
$249
per month
Pricing
SAP Business OneZoho Finance Plus
Editions & Modules
Limited
$99.00
per month
Starter
$110.00
per month
Pro
$132.00
per month
No answers on this topic
Offerings
Pricing Offerings
SAP Business OneZoho Finance Plus
Free Trial
NoYes
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details—The base plan includes up to 10 seats. Additional seats can be purchased for a fee. Buyers may also get a discount for annual billing.
More Pricing Information
Community Pulse
SAP Business OneZoho Finance Plus
Features
SAP Business OneZoho Finance Plus
Payroll Management
Comparison of Payroll Management features of Product A and Product B
SAP Business One
10.0
10 Ratings
31% above category average
Zoho Finance Plus
-
Ratings
Pay calculation10.09 Ratings00 Ratings
Benefit plan administration10.07 Ratings00 Ratings
Direct deposit files10.08 Ratings00 Ratings
Customization
Comparison of Customization features of Product A and Product B
SAP Business One
9.3
38 Ratings
21% above category average
Zoho Finance Plus
-
Ratings
API for custom integration9.336 Ratings00 Ratings
Plug-ins9.436 Ratings00 Ratings
Security
Comparison of Security features of Product A and Product B
SAP Business One
8.9
42 Ratings
6% above category average
Zoho Finance Plus
8.5
1 Ratings
4% above category average
Single sign-on capability8.834 Ratings8.01 Ratings
Role-based user permissions9.141 Ratings9.01 Ratings
Reporting & Analytics
Comparison of Reporting & Analytics features of Product A and Product B
SAP Business One
8.1
43 Ratings
9% above category average
Zoho Finance Plus
-
Ratings
Dashboards7.238 Ratings00 Ratings
Standard reports8.443 Ratings00 Ratings
Custom reports8.839 Ratings00 Ratings
General Ledger and Configurable Accounting
Comparison of General Ledger and Configurable Accounting features of Product A and Product B
SAP Business One
5.7
44 Ratings
29% below category average
Zoho Finance Plus
7.4
1 Ratings
3% below category average
Accounts payable9.344 Ratings6.01 Ratings
Accounts receivable9.643 Ratings7.01 Ratings
Global Financial Support7.527 Ratings8.01 Ratings
Primary and Secondary Ledgers8.629 Ratings7.01 Ratings
Journals and Reconciliations9.136 Ratings8.01 Ratings
Configurable Accounting9.134 Ratings8.01 Ratings
Standardized Processes9.139 Ratings7.01 Ratings
Cash management00 Ratings6.01 Ratings
Bank reconciliation00 Ratings8.01 Ratings
Expense management00 Ratings7.01 Ratings
Time tracking00 Ratings8.01 Ratings
Fixed asset management00 Ratings6.01 Ratings
Multi-currency support00 Ratings8.01 Ratings
Multi-division support00 Ratings8.01 Ratings
Regulations compliance00 Ratings7.01 Ratings
Electronic tax filing00 Ratings8.01 Ratings
Self-service portal00 Ratings7.01 Ratings
Intercompany Accounting00 Ratings7.01 Ratings
Localizations00 Ratings8.01 Ratings
Enterprise Accounting00 Ratings9.01 Ratings
Centralized Rules Framework00 Ratings8.01 Ratings
Inventory Management
Comparison of Inventory Management features of Product A and Product B
SAP Business One
8.3
43 Ratings
4% above category average
Zoho Finance Plus
8.0
1 Ratings
6% above category average
Inventory tracking8.943 Ratings8.01 Ratings
Automatic reordering7.029 Ratings8.01 Ratings
Location management9.139 Ratings9.01 Ratings
Manufacturing module00 Ratings7.01 Ratings
Order Management
Comparison of Order Management features of Product A and Product B
SAP Business One
6.1
41 Ratings
26% below category average
Zoho Finance Plus
-
Ratings
Pricing7.739 Ratings00 Ratings
Order entry8.941 Ratings00 Ratings
Credit card processing2.023 Ratings00 Ratings
Cost of goods sold8.140 Ratings00 Ratings
Order Orchestration8.631 Ratings00 Ratings
Subledger and Financial Process
Comparison of Subledger and Financial Process features of Product A and Product B
SAP Business One
6.9
37 Ratings
8% below category average
Zoho Finance Plus
-
Ratings
Billing Management8.732 Ratings00 Ratings
Cash and Asset Management9.028 Ratings00 Ratings
Travel & Expense Management6.022 Ratings00 Ratings
Budgetary Control & Encumbrance Accounting8.527 Ratings00 Ratings
Period Close9.533 Ratings00 Ratings
Project Financial Management
Comparison of Project Financial Management features of Product A and Product B
SAP Business One
7.0
19 Ratings
8% below category average
Zoho Finance Plus
-
Ratings
Budgeting and Forecasting7.017 Ratings00 Ratings
Project Costing7.016 Ratings00 Ratings
Cost Capture7.016 Ratings00 Ratings
Capital Project Management7.011 Ratings00 Ratings
Customer Contract Compliance7.014 Ratings00 Ratings
Project Revenue Recognition6.116 Ratings00 Ratings
Project Execution Management
Comparison of Project Execution Management features of Product A and Product B
SAP Business One
7.9
16 Ratings
13% above category average
Zoho Finance Plus
-
Ratings
Project Planning and Scheduling8.015 Ratings00 Ratings
Task Insight for Project Managers7.012 Ratings00 Ratings
Project Mobile Functionality1.011 Ratings00 Ratings
Definable Resource Pools5.09 Ratings00 Ratings
Grants Management
Comparison of Grants Management features of Product A and Product B
SAP Business One
7.7
15 Ratings
5% above category average
Zoho Finance Plus
-
Ratings
Award Lifecycle Management7.09 Ratings00 Ratings
Procurement
Comparison of Procurement features of Product A and Product B
SAP Business One
8.3
18 Ratings
17% above category average
Zoho Finance Plus
-
Ratings
Bids Analyzed and Compared8.011 Ratings00 Ratings
Contract Authoring10.012 Ratings00 Ratings
Contract Repository8.010 Ratings00 Ratings
Requisitions-to-Purchase Orders Integrated9.014 Ratings00 Ratings
Supplier Management9.013 Ratings00 Ratings
Risk Management
Comparison of Risk Management features of Product A and Product B
SAP Business One
7.7
9 Ratings
15% above category average
Zoho Finance Plus
-
Ratings
Risk Repository7.07 Ratings00 Ratings
Control Management8.08 Ratings00 Ratings
Control Efficiency Assessments8.07 Ratings00 Ratings
Issue Detection8.08 Ratings00 Ratings
Remediation and Certification7.76 Ratings00 Ratings
Logistics
Comparison of Logistics features of Product A and Product B
SAP Business One
7.1
23 Ratings
3% above category average
Zoho Finance Plus
-
Ratings
Transportation Planning and Optimization8.116 Ratings00 Ratings
Transportation Execution Management7.414 Ratings00 Ratings
Trade and Customs Management7.813 Ratings00 Ratings
Fulfillment Management5.417 Ratings00 Ratings
Warehouse Workforce Management6.315 Ratings00 Ratings
Manufacturing
Comparison of Manufacturing features of Product A and Product B
SAP Business One
6.1
20 Ratings
20% below category average
Zoho Finance Plus
-
Ratings
Production Process Design2.018 Ratings00 Ratings
Production Management8.218 Ratings00 Ratings
Configuration Management2.014 Ratings00 Ratings
Work Execution4.016 Ratings00 Ratings
Manufacturing Costs5.016 Ratings00 Ratings
Supply Chain
Comparison of Supply Chain features of Product A and Product B
SAP Business One
7.2
25 Ratings
1% below category average
Zoho Finance Plus
-
Ratings
Forecasting7.123 Ratings00 Ratings
Inventory Planning7.825 Ratings00 Ratings
Performance Monitoring7.119 Ratings00 Ratings
Product Lifecycle Management
Comparison of Product Lifecycle Management features of Product A and Product B
SAP Business One
9.0
17 Ratings
22% above category average
Zoho Finance Plus
-
Ratings
Proposal Management4.913 Ratings00 Ratings
Product Master Data Management8.515 Ratings00 Ratings
Best Alternatives
SAP Business OneZoho Finance Plus
Small Businesses
Zoho One
Zoho One
Score 9.3 out of 10
QuickBooks Self-Employed (discontinued)
QuickBooks Self-Employed (discontinued)
Score 9.1 out of 10
Medium-sized Companies
Infor VISUAL
Infor VISUAL
Score 8.3 out of 10
Zoho Books
Zoho Books
Score 9.0 out of 10
Enterprises
24SevenOffice
24SevenOffice
Score 8.8 out of 10
BlackLine
BlackLine
Score 8.6 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
SAP Business OneZoho Finance Plus
Likelihood to Recommend
8.6
(49 ratings)
8.0
(1 ratings)
Likelihood to Renew
4.6
(9 ratings)
-
(0 ratings)
Usability
9.5
(13 ratings)
8.0
(1 ratings)
Availability
9.0
(3 ratings)
-
(0 ratings)
Performance
8.0
(1 ratings)
-
(0 ratings)
Support Rating
9.0
(11 ratings)
8.0
(1 ratings)
In-Person Training
7.7
(2 ratings)
-
(0 ratings)
Online Training
4.5
(2 ratings)
-
(0 ratings)
Implementation Rating
2.8
(24 ratings)
-
(0 ratings)
Ease of integration
9.0
(1 ratings)
-
(0 ratings)
Product Scalability
9.0
(2 ratings)
-
(0 ratings)
Vendor post-sale
8.0
(1 ratings)
-
(0 ratings)
Vendor pre-sale
8.0
(1 ratings)
-
(0 ratings)
User Testimonials
SAP Business OneZoho Finance Plus
Likelihood to Recommend
SAP
SAP Business One would be more useful if it contained tools to acommodate the growing need of online sales. A more complete shipping module which handles tracking numbers with the common couriers would be great. A built in warehouse management system would be great designed to be used with barcode scanners
Read full review
Zoho
It is very well suited to track the expenses which employees use in an organization and if any employees are using business accounts. It has multiple integrations with other applications and we can customize it as per our needs.
Read full review
Pros
SAP
  • SAP Business One is more suitable for small and medium scale enterprises
  • SAP Business One is : analytics, mobile technologies, cloud technologies
  • SAP Business One has exceptional performance in handling business functions such as purchasing and operations and customer relationship management
  • An important key features of SAP Business One is Reporting and Analytics.
Read full review
Zoho
  • Expense Management
  • Report Tracking
  • Integration with other application
  • Customization
Read full review
Cons
SAP
  • Following a bench mark process - this seems contradicting to flexibility however we have wished we could follow more of an industry benchmark. Our challenge as a small company has been knowing how to properly use the system. We have discovered that we have set up the system wrong based and are using it improperly which has cause a lot work to correct.
  • Better live reporting options - current we are on prem SQL. Yes SAP is moving to HANA however smaller companies like ourselves are not ready for that. We need to be able to maintain our existing SQL DB. We also have a demand for live BI Reporting. It has been difficult to do this with our current set up.
  • Error handling - have found it very difficult to troubleshoot. Errors are not always clear and answers are hard to find.
Read full review
Zoho
  • Customer Support
  • Mobile Platform Optimization
  • Minimal GUI
Read full review
Likelihood to Renew
SAP
As I said before, it is a first level tool, well developed, and with very strong development support, although the learning curve, its implementation, the cost-benefit ratio, the price and the user experience is not the most suitable for small and medium-sized companies. It is a company with extensive experience, market positioning, technical support and expanded use
Read full review
Zoho
No answers on this topic
Usability
SAP
I would like to give 8 out of 10 rating for SAP Business One because SAP Business One is a good choice for the mostly used business management solutions for the small and medium-sized companies. SAP Business One can help in optimizing the existing business process and enables streamline business processes for the daily activities for all users across the entire organization. The importance realization of SAP Business One implementation is based on the selection of the good reputation partner and its approach for the entire implementation. SAP Business One is a user-friendly and easy to use Enterprise system that the organization can benefit its features and functionalities by utilizing it.
Read full review
Zoho
We have been efficiently using this product for 2 years, so the overall experience of using the product is fairly easy and straightforward
Read full review
Reliability and Availability
SAP
The SAP Business One software is up and running every time
you need it as it was planned. In more than 6 years that we have been
using the product, it has never been unavailable and if it ever was, it was because of a planned maintenance window scheduled in the company.
Read full review
Zoho
No answers on this topic
Performance
SAP
SAP Business One performance depends mostly on the speed of your internal servers, should you have the solution on premise as we do. Sometimes the system tends to be a little slower for some users when others are executing really big reports of performing some batch loads, but generally, the performance is acceptable to all the users.
Read full review
Zoho
No answers on this topic
Support Rating
SAP
I rate my experience with SAP Business One's support team as excellent (10). They are easy to contact and effortless to work with on any issue or concern. I like the support SAP provides for any of their products. SAP has a great backing and I would recommend them to any of my colleagues.
Read full review
Zoho
I have been a user of Zoho Financial Plus for more than a year and it's been a very efficient and sophisticated tool for managing the expenses in our organization.
Read full review
In-Person Training
SAP
The training I get was a consultant level training, so it's basically a 6 weeks training covering every aspect and every module of the system. It covered most common use cases and exercise training so you can get along with the software, as well as examples so there culd be a better understanding.
Read full review
Zoho
No answers on this topic
Online Training
SAP
Over the past two years SAP has added a great deal of new SAP Business One on-line training for version 9.0 and 9.1. Most of the training is very strong, but some is difficult to understand and follow. Additionally, SAP still has a few holes in their on-line training around Production, Bill-of-Materials, MRP and Service.
Read full review
Zoho
No answers on this topic
Implementation Rating
SAP
These implementations are not easy. Even a standard implementation can be difficult. With a never-been-done-before implementation, the implementation team and the user team need to be thorough with planning, make a decision on key points, and stick to them before any design happens. Our biggest challenge was not from StellarOne, rather it was from the mid-implementation decisions from our internal team. StellarOne did a great job warning us, implementing our decision, and then helping us adjust our SAP to handle the new direction we took.
Read full review
Zoho
No answers on this topic
Alternatives Considered
SAP
SAP provides the most robust solution, with modules available for all department managers and even options for customization according to the company's special needs. We especially used the Crystal reports options to provide reports for each module. Overall, even if it's not the least expensive option, it has the best value for money.
Read full review
Zoho
No answers on this topic
Scalability
SAP
For most small businesses, the only way you outgrow SAP Business One is if the nature of your business changes radically. Going from 1 to 50 users is quite easy with SAP B1. Going beyond 50 may require moving to the Hana SAP B1 platform to maintain or improve performance, but the path is there.
Add-ons to SAP B1 can also be added as specific needs are encountered that are not closely met by the standard product. These may be required early in the product life because of the nature of your business, or as you expand the use of SAP B1.
Read full review
Zoho
No answers on this topic
Return on Investment
SAP
  • Employee efficiency has definitely increased with SAP Business One. This is attributed in a lot of ways to information visibility. Our employees are able to gather the data they need, quickly, and effectively.
  • Identifying inconsistencies in pricing has also been accomplished through use of reporting off individual tables. Previously, we weren't able to access our data in such a way as to enable us to write custom reports in-house.
  • We have also benefited greatly from having a single source of all business information. We utilize SAP Business One exclusively in-house. All documentation is attached to specific orders and Business Partners, as well as serialized equipment that has been sold.
Read full review
Zoho
  • Zoho Ecosystems
  • Finance Audits
  • Financial Account Management
Read full review
ScreenShots