Digital Banking Platforms
Best Digital Banking Platforms include:
Xoom, a PayPal Service, Ally, BankingOn Mobile Banking Platform, Blend, Chime Online Banking, Atlas, Temenos Infinity, Advapay Macrobank Digital Core Banking, Banno and Tavant VELOX.
All Products
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Macrobank by Advapay is a front-to-back banking software solution encompassing an engine, API, web and mobile interfaces, and back-end infrastructure equipped with all essential banking and payment functionalities. Endorsed by numerous regulators, it boasts flexibility and customization options, operates on an API-based architecture, and can be deployed either on the cloud or on-premises. It is available in both Software as a Service (SaaS) and perpetu…
Xoom, a PayPal Service, is an online money transfer service for quickly sending money internationally.
Neofin is presented as a Shopify for lending business. It is a low-code SaaS for lending automation that allows launching any lending business in as fast as 15 minutes, estab…
White-Label Digital Wallet Software Platform
Rebank provides a single dashboard for international startup founders and CFOs to manage all their business bank accounts, understand spend and send payments. Users can replace multiple logins with one secure login and see cash balances in real-time across all accounts. Users can…
For scaling a business globally, a service that includes international account numbers to receive money in multiple currencies, just like a bank. Funds are safeguarded with Tier-1 banks in Singapore. Users can send and receive international payments in 30+ currencies.
X Conto is a digital business account from fintech provider Banca AideXa headquartered in Milan.
BankStride is a digital banking solution for loan exception tracking, secure document collection, loan covenants monitoring, loan portfolio management, pipeline management, construction loan management, credit risk reporting, and loan tickler tracking.
By automating and streamlining loan exceptions and loan monitoring activities, Bankstride helps commercial banks save time and money, reduce portfolio risk, and c…
CREALOGIX Funding Portal enables end-to-end digital processing of funding projects throughout the entire lifecycle, from application submission and management to the awarding of funding. Automation and the convenience of digital services leads can drive efficiency in the institution…
Tavant headquartered in Santa Clara offers VELOX, a modular lending platform with modules supporting lendee engagement, document generation, a rules engine, and analytics.
The SDK.finance white-label digital retail banking platform serves as the foundation for building a next-gen neobank or a digital-only bank.
- Faster time-to-market
speed up the release date by using market-ready core software for your bank rather than developing it from scratch
- Saved resources…
SDK.finance offers core banking software platform for centralized management of a bank ecosystem that's available with the source code license.
By obtaining the source code of the core banking solution by SDK.finance, users are ensured against hidden fees, lengthy updates process, and hardware failures…
![Geniusto [GO] Suite](https://media.trustradius.com/product-logos/sY/Jw/4ZMN2LT0172B-180x180.JPEG)
Geniusto's [GO] Suite is a platform designed to empower Banks, EMI's, and Payment Providers with tools to launch and run a digital financial institution.
[GO] Suite is a modular, configurable, low-code, and open-architected technology that allows any institution to launch quickly with ease of maintenance. Users can launch their own banking-as-a-service of…
Individual Trustly products include:…
Backbase, headquartered in Amsterdam with offices globally, supports customer onboarding with what they present as an Engagement Banking Platform (EBP) that helps banks and credit unions to power the full customer lifecycle through a single, white-labeled platform, replacing their…
i-exceed Tech is a FinTech company specializing in powering digital transformation for banks and financial institutions worldwide. Their flagship product, Appzillon, is a microservices-based platform designed with a user-centric approach, offering a suite of pre-built omni-channel…
NovoPayment, a provider in the area of Banking as a Service (BaaS) platforms across the Americas, enables digital financial and transactional services in support of varied use cases.
ThreatMark provides fraud prevention solutions. The vendor states major banks use ThreatMark's AI-powered technology to build secured banking experiences by validating their legitimate users across all digital channels, all while keeping the fraudsters away.
ThreatMark aims to make sure that the entire digital journey (onboarding, authentication, account management, transactions…) is trusted and safe for both end-users and businesses, boasting ThreatMark validates more than 25 million users and over 1 billion logins and transaction…
Quppy’s all-in-one, all-digital financial solution aims to combine money, markets, and payments in a way that makes sense and fits in with the future.
fidomoney provides tailored financial solutions designed for startups and small businesses. One of their key products is a business current acco…
Formerly Digital Insight, NCR VOYIX Digital banking is an API-first platform that empowers consumers and businesses to bank how, when and where they want.
Crowded.me is a banking service designed specifically for clubs, groups, and their members. Traditionally, banks have compartmentalized their customers into consumers and businesses and neglected the hundreds of billions in cash flow that exists between B2B and B2C. Crowded aims…
HiEnd Systems (now presented as HES) headquartered in Toronto with offices in the UK and Balrus, offers loan lifecycle management and servicing software for a range of needs like commercial lending, alternative or microfinance lending, or peer-to-peer lending.
Learn More About Digital Banking Platforms
What are Digital Banking Platforms?
Digital banking platforms are financial services that are provided solely online as opposed to online banking which refers to online components of banking systems that also have brick-and-mortar operations (also known as traditional banking). Digital banking relies on process automation and web-based services. In some cases, digital banking solutions also allow for cross-institutional It offers the ability for users to access financial data through desktop, mobile, and ATM services.
Digital Banking Solutions Features & Capabilities
The banking features common to most products in this category are as follows:
- Standard checking and savings account with competitive interest rates to traditional banking
- Mobile apps
- Real-time transaction alerts
- Digital wallets (cardless/checkless payment systems)
- Person-to-person payments
- Remote deposit
- Financial management tools
- Deposit insurance
- Free ATM transactions with participating sister branches
- Data encryption and compliance with international security regulations
Digital Banking Platform Comparison
When on the market for a digital banking solution, consider these key characteristics when making your shortlist:
- Futureproof: Look for a digital banking platform with an emphasis on adapting to the quickly changing landscape of digital banking. This ensures you won't have to switch platforms as new features and capabilities come along.
- Security: This may seem like a no-brainer, but ensure your digital banking platform has a reputation for being a secure choice. Make sure certifications are easily found on its main website and that said certifications are from reputable organizations.
- Customer service: Given that you won't be able to speak with representatives face-to-face as with traditional banking, make sure your digital banking platform has a strong customer service component. While many of these platforms are designed for self-service, you may still run into some issues, or simply have some questions, that you'll want to be addressed quickly and easily. Customer service contact information should be posted prominently and made easy for you to access.
- Integrations: Your digital banking platform should have integration with other third-party finance apps such as digital wallets or even your other financial institutions. Open banking is becoming more common and is a great way to manage your finances across accounts.
Start a Digital Banking Platform comparison
Pricing
As with traditional banking, personal digital banking accounts can be opened for free with no fees. Business accounts can also be opened for free without any annual fees as well, which is a major draw of this category. However, in some cases, for premium features such as financial management and reporting or analysis, there may be associated fees.