Banking Software

Banking Software Overview

Banking software supplies the infrastructure to build, deploy, and administer financial products. Additionally, banking software stores account-holder data in compliance with local law. It also handles financial transaction processing and accounting. Finally, banking software is responsible for the look and feel of online and mobile banking, customer self-service portal, and other customer interactions.


Top banking software vendors are sophisticated in banking as well as software. They offer design consulting and understand the stringent compliance needs of financial institutions. Top banking software vendors emphasize flexibility and customizability, to suit personalized customer experiences and financial products.


Beyond common features of banking software, banking software vendors offer platforms tailored to the needs of different kinds of banks (e.g. retail, corporate, etc). And banking platforms may provide non-banking specific features, like marketing content management, or marketing distribution. This is of use given the compliance concerns present in all aspects of finance and banking.

Banking Products

(1-25 of 53) Sorted by Most Reviews

Oracle FLEXCUBE
0 ratings
2 reviews
Oracle's FLEXCUBE is a system for banks featuring customer self-service portals, revenue maximization features and some inbuilt marketing features.
Premier Bank Platform
0 ratings
1 review
Financial technology company Fiserv offers the Premier Bank Platform to banking institutions, providing an environment to integrate data and manage bank operations in a simplified browser-based interface.
Alacra Compliance Enterprise
0 ratings
1 review
Alacra Compliance Enterprise is a compliance workflow management software, now supported by Opus since the late 2015 acquisition.
TurnKey Lender
Belgian company Turnkey Lending offers their straightforwardly named "Lending Software," unsurprisingly a loan origination, described as offering full-service features but for small to midsized financial institutions.
Strands Business Financial Management
Strands in Miami offers Strands BFM, a platform for banks to support their business customers with digital applications, featuring financial reporting and analysis.
MULTIVERSA FIP
MULTIVERSA FIP is a platform for integrating banking applications into a single portal, from German company CoCoNet Group.
Geezeo
Geezeo in Braintree, MA offers their white-label personal financial management (PFM) software to banking institutions.
Validis
Validis in the UK offers a platform for fast and compliant data collection to aid lenders to small businesses in making loan decisions.
Banno
Banno is a suite of applications for banks with back office features for providing customer support, and customer facing applications for self-service. Banno is offered by Jack Henry & Associates.
FIS Profile
FIS headquartered in Jacksonville Florida offers a range of banking solutions, namely Profile, a cloud-based solution for payment processing and operations automation for commercial and retail banks.
Intellect Digital Core
Intellect Digital Core is a banking software solution with a wide range of financial and risk management features from Indian company Intellect Design Arena.
Kasasa
Kasasa is an Austin-based online bank.The Kasasa suite provides innovative products with world-class marketing and access to training, compliance, research, support resources, and customized consulting.
Agiliti
Fiserv, a financial technology company headquartered in Wisconsin, offers Agiliti, a cloud core banking platform available to lending entities in the UK.
Bottomline Digital Banking and Payments
Bottomline Technologies in New Hampshire offers Digital Banking and Payments, a platform which provides payments and cash management for banks, as well as customer experience and marketing capabilities oriented towards banks servicing small-to-medium size business customers.
Zafin Enterprise Product Hub
Zafin in Toronto offers their Enterprise Product Hub to retail and corporate banks, providing support and automation for product design with personalization and product bundling, as well as distribution support and other product management features.
Zafin Cloud
Toronto-based company Zafin offers their core banking solution, the Zafin Cloud, to retail banks. The cloud-based solution offers product management with automated fee, rate and offer tracking, and precise customer segmentation.
Meridian.NET
Computer Services, Inc (CSI) offers Meridian.NET, what the vendor describes as a complete but relatively streamlined core banking platform.
CSI NuPoint
Computer Services, Inc (CSI) headquartered in Paducah offers the NuPoint core banking platform, providing a flexible cloud-based infrastructure supporting operations, compliance, and supplying robust reporting.
Penta
Penta is a digital bank account for SMEs and startups designed to let business owners save time and money on banking. The vendor says it offers more features than traditional banks, such as the ability to get multiple Mastercards per company or low foreign transfer rates. Penta says its vision is t…
Fiserv Digital Edge
Fiserv offers the Digital Edge suite of applications to banking institutions, supporting automation in customer service and digital experience, secure real-time money movement, and personalized digital banking experience.
CGI Open Finance
CGI Open Finance is a digital transformation platform for integrating technology between fintech and banks via an API and orchestration layer.
Evalueserve Pitchflow
Swiss company Evalueserve offers Pitchflow to investment banking deal teams, providing re-usable templates, collaborations, project tracking, and other tools.
Kony DBX
Kony, headquartered in Austin, offers Kony DBX, a digital banking platform.
CGI RFS Retail Banking
CGI headquartered in Montreal offers the RFS Retail Banking suite, an application suite designed to organize and automate management of the customer service and operations side of banking.
HORIZON Financial Suite
CGI headquartered in Montreal offers the HORIZON Financial Suite, a core banking platform.

Learn More About Banking Software

What is Banking Software?

Banking software supplies the infrastructure to build, deploy, and administer financial products. Additionally, banking software stores account-holder data in compliance with local law. It also handles financial transaction processing and accounting. Finally, banking software is responsible for the look and feel of online and mobile banking, customer self-service portal, and other customer interactions.


Top banking software vendors are sophisticated in banking as well as software. They offer design consulting and understand the stringent compliance needs of financial institutions. Top banking software vendors emphasize flexibility and customizability, to suit personalized customer experiences and financial products.


Beyond common features of banking software, banking software vendors offer platforms tailored to the needs of different kinds of banks (e.g. retail, corporate, etc). And banking platforms may provide non-banking specific features, like marketing content management, or marketing distribution. This is of use given the compliance concerns present in all aspects of finance and banking.

Banking Software Features & Capabilities

Features common to core banking software are:

  • Real-time account & transaction processing

  • Financial product builder

  • Customizable interface and product workflow

  • Customer self-service portal & management

  • Online payment processing & bill pay

  • Source capture & remote deposit

  • Customer interaction (e.g. live chat)

  • Account-holder transaction history tracking

  • Account-holder data & document store

  • Multi-currency funds management

  • Financial instrument workflow

  • Accounting workflow

  • Mobile app development

Banking Software Integrations & Ancillary Products

Because of compliance rules peculiar to banking, banking software vendors offer suites of ancillary products. These may cover the business needs for specific kinds of financial institutions. Some modules and add-ons from popular vendors cover:

  • Fraud risk management

  • Financial crime mitigation

  • Line of credit & credit background check

  • Loan origination & servicing

  • Corporate supply chain financing

  • Customer wealth management

  • Investor servicing & accounting

  • Enterprise content management

  • Marketing resource management and automation

  • Banking investment & operational intelligence

  • Support for Islamic banks

Pricing Information

Because banks vary widely in size and specialty costs of banking software vary in the extreme. Few banks meet their needs with simple subscription-based offerings. Banking software tends towards very high modularity and pricing depends on the breadth of modules and services required, as well as licenses and installations.