Banking Software

Best Banking Software include:

SAP for Banking, CGI Open Finance, Oracle FLEXCUBE, Temenos Transact - Core Banking, Symphony™, Avaloq Banking Suite, Validis, Q2ebanking, FIS Core Banking and TCS BaNCS.

All Products

(1-25 of 189)

1
SAP for Banking

SAP offers banking software, with a wide range of features for customers of retail and commercial banks, featuring mobile and online self-service support, and on the institution side revenue, performance and risk management, along with payment processing and loan management.

2
Oracle FLEXCUBE

Oracle's FLEXCUBE is a system for banks featuring customer self-service portals, revenue maximization features and some inbuilt marketing features.

3
TCS BaNCS

TATA Consultancy Services offers TCS BaNCS, a cloud-based platform promising resiliency and scalability, as well as lower IT overhead, for banks.

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4
Validis

Validis in the UK offers a platform for fast and compliant data collection to aid lenders to small businesses in making loan decisions.

5
HORIZON Financial Suite

CGI headquartered in Montreal offers the HORIZON Financial Suite, a core banking platform.

6
Alkami

Alkami aims to enable financial institutions to outsmart, not outspend, the Megabanks by providing a successful cloud-based digital banking platform. The Alkami Platform humanizes digital banking so banks and credit unions can confidently grow, adapt quickly, and build a thriving…

7
CGI Open Finance

CGI Open Finance is a digital transformation platform for integrating technology between fintech and banks via an API and orchestration layer.

8
Blend

Blend is a digital lending platform that simplifies applications for mortgages, consumer loans, and deposit accounts. The company enables customers to process more than $4 billion in mortgages and consumer loans per day. Erin Collard, Eugene Marinelli, Nima Ghamsari, and Rosco Hill…

9
Premier Bank Platform

Financial technology company Fiserv offers the Premier Bank Platform to banking institutions, providing an environment to integrate data and manage bank operations in a simplified browser-based interface.

10
Temenos Transact - Core Banking

Swiss company Temenos offers their establishing banking software for corporate and retail banks, as well as other kinds of banks such as those run in accordance to Islamic law, cooperatives, and non-bank community financial institutions. Temenos features a wide swath of bank management…

11
Synapse

Synapse (formerly SynapseFi), from the company of the same name in San Francisco, si a white-label banking API, providing solutions for card issuance, payments, and account set up.

12
Opium.PSD2™
0 reviews

Opium.PSD2 is a payment application programming interface (API) designed for banks and other account servicing payment service providers (ASPSP) to launch their open banking strategy and comply with EU Directive 2015/2366: Payment Service Directive II (PSD2). The vendor describes…

13
Nymbus
0 reviews

Nymbus, a digital banking solution from the company of the same name in Miami Beach, aims to enable any size financial institution to launch a full-service digital bank in under 45 days, convert an existing bank or credit union to a technology and services ecosystem, and innovate…

14
Zafin Enterprise Product Hub

Zafin in Toronto offers their Enterprise Product Hub to retail and corporate banks, providing support and automation for product design with personalization and product bundling, as well as distribution support and other product management features.

15
Penta
0 reviews

Penta is a digital bank account for SMEs and startups designed to let business owners save time and money on banking. The vendor says it offers more features than traditional banks, such as the ability to get multiple Mastercards per company or low foreign transfer rates. Penta…

16
Evalueserve Pitchready

Pitchready from Evalueserve is a PowerPoint and Excel-based Suite of Productivity Tools. Pitchready enhances banker’s productivity by automating repetitive tasks, maintaining branding consistency, and providing access to frequently used content.

17
AAZZUR
0 reviews

AAZZUR connects banks and their users to an ecosystem of fintech products in one integration. According to the vendor, it is a technology layer that makes banking enjoyable for users, while giving fintechs a perfect go-to-market channel and banks a seamless way to cross-sell to their…

18
CSI Enterprise Banking

CSI’s enterprise banking solutions help institutions to reach new customers by integrating the latest digital technologies. Computer Services, Inc (CSI) headquartered in Paducah offers the their core banking platform, providing a flexible cloud-based infrastructure supporting operations,…

19
Payrow
0 reviews

Payrow platform allows users to manage payments with a high level of security, create invoices, and process taxes. Its optimization of financial flows and management provide individual support at every stage of the business cycle.Accounts and Money TransfersUsing its services, the…

20
Corniche Banking System
0 reviews

Platform / Corniche Banking System General LedgerCorniche has a multiple-currency general ledger which automatically accounts for currency positions during FX movements. Run financials – balance sheet and income statement – consolidated to the base currency, or to any other currency…

21
COBIS Core
0 reviews

COBIS CORE Banking core solutions are the point of calculation and final data recording of a financial institution. Other applications and auxiliary secondary systems are usually connected to the central core systems to feed or receive data from them.

22
ABLE Origination

End-to-end loan origination platform for banks and FinTechABLE Origination software automates the entire lending process end-to-end. Financial organizations can operate the system with little to no human interaction and make personalized offers based on a 360° customer view. ABLE…

23
Intellect Digital Payments Solution

Intellect's Payments Services Hub (PSH) is presented as a force multiplier for payment processing, pre-processing and orchestration. It offers advanced cash management for corporate banking through the loosely coupled, workflow-connected channel aggregation and orchestration, end-…

24
Savangard Finsav
0 reviews

Finsav is a modular, extensible core banking platform from Polish company Savangard.

25
CGI RFS Retail Banking

CGI headquartered in Montreal offers the RFS Retail Banking suite, an application suite designed to organize and automate management of the customer service and operations side of banking.

Learn More About Banking Software

What is Banking Software?

Banking software, also called core banking software, supplies the infrastructure to build, deploy, and administer financial products. Additionally, banking software stores account-holder data in compliance with local law. It also handles financial transaction processing and accounting. Finally, banking software is responsible for the look and feel of online and mobile banking, customer self-service portal, and other customer interactions.

Top banking software vendors are sophisticated in banking as well as software. They offer design consulting and understand the stringent compliance needs of financial institutions. Top banking software vendors emphasize flexibility and customizability to suit personalized customer experiences and financial products.

Beyond common features of banking software, banking software vendors offer platforms tailored to the needs of different kinds of banks (e.g. retail, corporate, etc). Banking platforms may provide non-banking specific features, like marketing content management, or marketing distribution. These non-banking features tailored to banks may be valuable to some companies with specific finance compliance concerns.

Banking Software Features & Capabilities

Features common to core banking software are:

  • Real-time account & transaction processing

  • Financial product builder

  • Customizable interface and product workflow

  • Customer self-service portal & management

  • Online payment processing & bill pay

  • Source capture & remote deposit

  • Customer interaction (e.g. live chat)

  • Account-holder transaction history tracking

  • Account-holder data & document store

  • Multi-currency funds management

  • Financial instrument workflow

  • Accounting workflow

  • Mobile app development

Banking Software Integrations & Ancillary Products

Because of compliance rules peculiar to banking, banking software vendors frequently offer suites of ancillary products. These may cover the business needs for specific kinds of financial institutions. Some modules and add-ons from popular vendors cover:

  • Fraud risk management

  • Financial crime mitigation

  • Line of credit & credit background check

  • Loan origination & servicing

  • Corporate supply chain financing

  • Customer wealth management

  • Investor servicing & accounting

  • Enterprise content management

  • Marketing resource management and automation

  • Banking investment & operational intelligence

  • Support for Islamic banks

Banking Software Comparison

When comparing different banking software options, consider these factors:


  • Data Security: Consider what security measures each software offers. All banking software offers some level of security for compliance reasons. However, maintaining up to date digital security is an ongoing challenge for vendors. Factors like user and access management will also impact the ease of maintaining security day to day.

  • On-Premise vs. Cloud-Based: Banking software has traditionally been deployed on-premise, but many leading vendors now offer cloud-based technology as well. Cloud-based systems can be easier to deploy and reduce management costs, but also reduce direct control over business and user data.

  • Integrations: How well can each platform integrate with other systems? All modern banking systems should have some level of API integrability, but not all are equally easy to implement. Look for reviewer feedback on use cases that have integrated with systems that the bank has already implemented, such as BI tools, HR platforms, or other finance systems.


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Pricing Information

Because banks vary widely in size and specialty, costs of banking software vary in the extreme. Few banks meet their needs with simple subscription-based offerings. Banking software tends towards very high modularity and pricing depends on the breadth of modules and services required, as well as licenses and installations.

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Frequently Asked Questions

What are banking systems?

Banking systems support all of the technical and logistics needs of banks, including the front-end transactions and user interfaces for banks, as well as back-end compliance reporting and auditing functions.

How does banking software work?

Modern banking software is structured as a set of microservices that allow banks to adopt the specific functions and capabilities that they need. It usually resides on a core database for storing customers’ and businesses’ financial data.

What’s the difference between core banking and retail banking software?

Retail banking focuses on banking for the general public and non-commercial context. Core banking software encompasses both non-commercial and commercial banking software needs.