GoCo vs. Human Interest

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
GoCo
Score 9.5 out of 10
N/A
GoCo, headquartered in Houston, offers their all-in-one HR management platform, designed to support benefits administration and compliant recordkeeping. GoCo syncs with popular payroll platforms, and is priced to suit the budget of small to midsize businesses.N/A
Human Interest
Score 7.8 out of 10
N/A
Human Interest headquartered in San Francisco offers their cloud-based 401k administation platform for employers featuring flexible plan design and a dedicated account manager.
$124
per month
Pricing
GoCoHuman Interest
Editions & Modules
No answers on this topic
Essentials
$120 + $4 per eligible employee
per month
Complete
$150 + $6 per eligible employee
per month
Concierge
$180 + $8 per eligible employee
per month
Offerings
Pricing Offerings
GoCoHuman Interest
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup fee$499 one-time fee
Additional DetailsLet us know what apps you need, and we’ll build a custom plan to fit your HR workflow. All plans include Onboarding, Employee Self-Service, and MagicDocs. We’ll customize the rest to fit your needs.Human Interest offers three products, for a choice of 401(k) or 403(b) that fits an organization's needs. All plans offer an all-in-one, no touch 401(k) to make it easy for employers to run and for employees to save. All plans have a setup fee of $499. *Human Interest's average employee expense is 0.57%, compared to a 1.64% average for small 401(k) plans. Source: 401(k) Averages Book, 18th Edition.
More Pricing Information
Community Pulse
GoCoHuman Interest
Considered Both Products
GoCo

No answer on this topic

Human Interest
Chose Human Interest
Human Interest from a financial standpoint has saved us thousands of dollars in fees by making the switch over from ADP. We have seen a drastic change in how much we were spending on ala carte items at ADP that are included in our flat pricing with Human Interest which was a …
Top Pros
Top Cons
Features
GoCoHuman Interest
Human Resource Management
Comparison of Human Resource Management features of Product A and Product B
GoCo
9.3
2 Ratings
17% above category average
Human Interest
-
Ratings
Employee demographic data10.02 Ratings00 Ratings
Employment history10.02 Ratings00 Ratings
Job profiles and administration10.02 Ratings00 Ratings
Workflow for transfers, promotions, pay raises, etc.8.02 Ratings00 Ratings
Organizational charting10.02 Ratings00 Ratings
Organization and location management10.02 Ratings00 Ratings
Compliance data (COBRA, OSHA, etc.)7.02 Ratings00 Ratings
Payroll Management
Comparison of Payroll Management features of Product A and Product B
GoCo
9.6
2 Ratings
18% above category average
Human Interest
-
Ratings
Pay calculation10.01 Ratings00 Ratings
Benefit plan administration9.01 Ratings00 Ratings
Direct deposit files10.01 Ratings00 Ratings
Salary revision and increment management9.01 Ratings00 Ratings
Reimbursement management10.01 Ratings00 Ratings
Leave and Attendance Management
Comparison of Leave and Attendance Management features of Product A and Product B
GoCo
8.0
1 Ratings
1% below category average
Human Interest
-
Ratings
Approval workflow8.01 Ratings00 Ratings
Balance details8.01 Ratings00 Ratings
Annual carry-forward and encashment8.01 Ratings00 Ratings
Employee Self Service
Comparison of Employee Self Service features of Product A and Product B
GoCo
10.0
2 Ratings
21% above category average
Human Interest
-
Ratings
View and generate pay and benefit information10.02 Ratings00 Ratings
Update personal information10.02 Ratings00 Ratings
View company policy documentation10.02 Ratings00 Ratings
Employee recognition10.02 Ratings00 Ratings
View job history10.02 Ratings00 Ratings
Asset Management
Comparison of Asset Management features of Product A and Product B
GoCo
7.0
1 Ratings
10% below category average
Human Interest
-
Ratings
Tracking of all physical assets7.01 Ratings00 Ratings
HR Reporting
Comparison of HR Reporting features of Product A and Product B
GoCo
9.3
2 Ratings
20% above category average
Human Interest
-
Ratings
Report builder8.02 Ratings00 Ratings
Pre-built reports10.02 Ratings00 Ratings
Ability to combine HR data with external data10.02 Ratings00 Ratings
Onboarding
Comparison of Onboarding features of Product A and Product B
GoCo
10.0
2 Ratings
22% above category average
Human Interest
-
Ratings
New hire portal10.02 Ratings00 Ratings
Manager tracking tools10.02 Ratings00 Ratings
Performance and Goals
Comparison of Performance and Goals features of Product A and Product B
GoCo
10.0
1 Ratings
20% above category average
Human Interest
-
Ratings
Corporate goal setting10.01 Ratings00 Ratings
Individual goal setting10.01 Ratings00 Ratings
401(k)
Comparison of 401(k) features of Product A and Product B
GoCo
-
Ratings
Human Interest
7.2
37 Ratings
7% above category average
Payroll Integration00 Ratings6.831 Ratings
Compliance Maintenance00 Ratings7.135 Ratings
Plan Flexibility00 Ratings7.234 Ratings
Filings and Disclosures00 Ratings7.334 Ratings
Ease of Enrollment00 Ratings7.935 Ratings
Best Alternatives
GoCoHuman Interest
Small Businesses
Patriot Software
Patriot Software
Score 9.0 out of 10
OnPay
OnPay
Score 8.0 out of 10
Medium-sized Companies
Paypro Workforce Management
Paypro Workforce Management
Score 9.5 out of 10

No answers on this topic

Enterprises
Infor Human Resources
Infor Human Resources
Score 7.3 out of 10

No answers on this topic

All AlternativesView all alternativesView all alternatives
User Ratings
GoCoHuman Interest
Likelihood to Recommend
8.0
(2 ratings)
7.6
(124 ratings)
Likelihood to Renew
-
(0 ratings)
9.9
(8 ratings)
Usability
-
(0 ratings)
8.2
(117 ratings)
Availability
-
(0 ratings)
10.0
(2 ratings)
Performance
-
(0 ratings)
9.4
(2 ratings)
Support Rating
9.0
(1 ratings)
7.1
(7 ratings)
Implementation Rating
-
(0 ratings)
8.9
(4 ratings)
Contract Terms and Pricing Model
-
(0 ratings)
9.4
(2 ratings)
Ease of integration
-
(0 ratings)
10.0
(1 ratings)
Product Scalability
-
(0 ratings)
10.0
(2 ratings)
Professional Services
-
(0 ratings)
10.0
(2 ratings)
Vendor post-sale
-
(0 ratings)
10.0
(2 ratings)
Vendor pre-sale
-
(0 ratings)
9.4
(2 ratings)
User Testimonials
GoCoHuman Interest
Likelihood to Recommend
GoCo.io. Inc.
We have really enjoyed using GoCo for our HR needs. It has suited us well after we switched from Zenefits. Initially we did not have good support with the rep from One Digital who served as our GoCo broker partner. However, we have a new rep who has been very responsive and helpful when employees have had benefit questions or issues with coverage.
Read full review
Human Interest
From an HR standpoint, Human Interest was a seamless integration for our company. It has also been easy for us, as far as regular maintenance because there is nothing that we need to do when we have a new hire come aboard. Human Interest does all of the work for us and without the need for micromanagement. In my position, there is not a single scenario that I can think of where Human Interest is not well suited for a business of our size and type
Read full review
Pros
GoCo.io. Inc.
  • User interface
  • Implementation
  • Ease of use
Read full review
Human Interest
  • They sold us very well in the beginning and the original sales rep brought in his manager which also helped answer questions our executives had.
  • Ease of use for employees seems great. Walking through as an employee is simple and quick. All electronic paperwork is great.
  • Sending reminder emails to sign up for the 401(K) is a great feature that's easy to use. I have used these a lot!
Read full review
Cons
GoCo.io. Inc.
  • Handling exceptions for staff PTO requests for employees in their 90 day probationary period
  • Ease of managing different hourly work week exceptions
Read full review
Human Interest
  • We purchased concierge service, but contact person changes frequently, and getting support when we need it is sometimes spotty.
  • Sometimes features of the admin dashboard / portal don't work correctly.
  • When contact person changes for concierge service, typically we're not notified, and we don't know who to contact when an issue comes up.
Read full review
Likelihood to Renew
GoCo.io. Inc.
No answers on this topic
Human Interest
We will drop Human Interest as soon as they rectify their error in withdrawing $3600 in additional fees earlier this year
Read full review
Usability
GoCo.io. Inc.
No answers on this topic
Human Interest
The platform fully integrates with our payroll system and makes onboarding and management of plan participants extremely easy for our team. The portal is super easy for all employees to use and feel comfortable rather than intimidated with their retirement account
Read full review
Reliability and Availability
GoCo.io. Inc.
No answers on this topic
Human Interest
Easy to navigate
Read full review
Performance
GoCo.io. Inc.
No answers on this topic
Human Interest
Easy to navigate
Read full review
Support Rating
GoCo.io. Inc.
GoCo has done a great job of being responsive to us in working through issues in the system.
Read full review
Human Interest
They have a general support email that doesn't provide a case when an email is sent. I had to email multiple times to have an issue addressed which was frustrating and impacted the rating above. Human Interest doesn't have specific account managers which means that it is especially important that the support team is responsive to questions, otherwise, it is unclear if a problem is being worked on. On the other hand, their support team proactively reached out to communicate that an employee of ours was eligible for an additional contribution as they were over 50 years old. Our payroll system had capped the individual's contribution at $19K which is the current year max for most individuals. Human Interest let us know about the additional contribution availability enabling us to quickly update the employee record for future payrolls.
Read full review
Implementation Rating
GoCo.io. Inc.
No answers on this topic
Human Interest
We didn't realize the timewise federal guidelines take to transfer assets from one group to another.
Read full review
Alternatives Considered
GoCo.io. Inc.
GoCo is a little less expensive than other options and works pretty well overall
Read full review
Human Interest
In my other profession, CPA, I have worked with and been involved with numerous other 401K Plan providers. Paychex, Ascensus, Modern Woodman, etc. Some have been very time consuming from implementation to ongoing contributions. Human Interest is a quality organization and has a great platform with easy access and reporting. No heavy lifting and no ongoing tedius work.
Read full review
Scalability
GoCo.io. Inc.
No answers on this topic
Human Interest
Human Interest is well set up.
Read full review
Professional Services
GoCo.io. Inc.
No answers on this topic
Human Interest
Very professional
Read full review
Return on Investment
GoCo.io. Inc.
  • Simplify payroll
  • Simplify New hire onboarding
  • Difficulty with new laws during covid
Read full review
Human Interest
  • Our time and effort in managing the 401K plan should be considerably reduced.
  • We have now one contact as opposed to three that we had with our old plan which will help me get answers to questions without having to determine who is in charge of what aspect of the plan.
Read full review
ScreenShots

Human Interest Screenshots

Screenshot of Admin Portal - A summary page offers a snapshot of the plan.Screenshot of Admin Portal - Employee List: See employees at a glance and information such as contribution rate, participation, balance, risk setting, etc.Screenshot of Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.Screenshot of Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.