Gusto vs. Human Interest

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Gusto
Score 8.7 out of 10
N/A
Gusto offers payroll, benefits and compliance capabilities. Gusto is scaled for small to mid-sized businesses, and emphasizes an easy to use interface.
$49
per month
Human Interest
Score 8.7 out of 10
N/A
Human Interest headquartered in San Francisco offers their cloud-based 401k administation platform for employers featuring flexible plan design and a dedicated account manager.
$125
per month
Pricing
GustoHuman Interest
Editions & Modules
Simple: A streamlined set of automatic payroll features and benefits integrations
$49/month + $6/mo per person
per month
Plus: Comprehensive payroll, benefits, and HR tools for employers building a great place to work
$80/month + $12/mo per person
per month
Premium: Scalable payroll and benefits, expert HR, and dedicated support for the complex needs of growing teams
$180/month + $22/mo per person
per month
Essentials
$120 + $5 per eligible employee
per month
Complete
$160 + $7 per eligible employee
per month
Concierge
$200 + $9 per eligible employee
per month
Offerings
Pricing Offerings
GustoHuman Interest
Free Trial
YesNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
YesNo
Entry-level Setup FeeNo setup fee$499 one-time fee
Additional DetailsGusto offers three pricing plans for payroll, benefits, and HR.Human Interest offers three products, for a choice of 401(k) or 403(b) that fits an organization's needs. All plans offer an all-in-one, no touch 401(k) to make it easy for employers to run and for employees to save. All plans have a setup fee of $499. *Human Interest's average employee expense is 0.57%, compared to a 1.64% average for small 401(k) plans. Source: 401(k) Averages Book, 18th Edition.
More Pricing Information
Community Pulse
GustoHuman Interest
Considered Both Products
Gusto

No answer on this topic

Human Interest
Chose Human Interest
It's not even close. Paychex Flex is expensive, confusing, and the customer service is abominable. Human Interest is better across every front, at least so far.
Chose Human Interest
The cost for the service was better and we felt more understood as a company and felt that Human Interest took the time to explain the 401k program and options
Chose Human Interest
Insperity was horrible. Expensive, hidden fees at every corner, not communicative. They messed up my plan and didn't include the requested Safe Harbor provision and I had to pay the piper for their mistake.

Nothing Insperity did was customer first, fiduciary, or even compliant.
Chose Human Interest
I chose Human Interest based on cost, features, and the personality and responsiveness of the sales team member.
Chose Human Interest
Cost structure was the most affordable for a small organization
Chose Human Interest
I have only dealt with one other retirement investment company in my career, however I find that Human Interest is very transparent and supportive of small business owners. The low cost of using their services was attractive to me and made the most sense for my company. I …
Chose Human Interest
Answered this in the previous question! Ui UX is better at the guideline, and the guideline does a better job of educating customers on how to use their product for basic financial wealth and retirement planning education. Human interest does better with their customer …
Chose Human Interest
We solely looked at Human Interest.
Chose Human Interest
We made a mistake, we strongly advise you not to use Human Interest. They do not know much about 401k & profit sharing.
Features
GustoHuman Interest
Payroll Management
Comparison of Payroll Management features of Product A and Product B
Gusto
8.9
538 Ratings
8% above category average
Human Interest
-
Ratings
Pay calculation9.2515 Ratings00 Ratings
Support for external payroll vendors8.58 Ratings00 Ratings
Benefit plan administration8.6374 Ratings00 Ratings
Direct deposit files9.1521 Ratings00 Ratings
Salary revision and increment management8.8398 Ratings00 Ratings
Reimbursement management9.4142 Ratings00 Ratings
401(k)
Comparison of 401(k) features of Product A and Product B
Gusto
-
Ratings
Human Interest
9.1
105 Ratings
17% above category average
Payroll Integration00 Ratings8.893 Ratings
Compliance Maintenance00 Ratings9.1100 Ratings
Plan Flexibility00 Ratings9.098 Ratings
Filings and Disclosures00 Ratings9.098 Ratings
Ease of Enrollment00 Ratings9.4103 Ratings
Best Alternatives
GustoHuman Interest
Small Businesses
Dayforce Powerpay
Dayforce Powerpay
Score 9.4 out of 10
OnPay
OnPay
Score 9.1 out of 10
Medium-sized Companies
Paypro Workforce Management
Paypro Workforce Management
Score 9.7 out of 10

No answers on this topic

Enterprises
Infor Human Resources
Infor Human Resources
Score 7.1 out of 10

No answers on this topic

All AlternativesView all alternativesView all alternatives
User Ratings
GustoHuman Interest
Likelihood to Recommend
8.7
(562 ratings)
8.7
(193 ratings)
Likelihood to Renew
10.0
(12 ratings)
9.6
(9 ratings)
Usability
9.4
(386 ratings)
9.2
(186 ratings)
Availability
-
(0 ratings)
10.0
(2 ratings)
Performance
-
(0 ratings)
9.4
(2 ratings)
Support Rating
1.2
(26 ratings)
8.9
(24 ratings)
Implementation Rating
9.0
(2 ratings)
9.0
(4 ratings)
Contract Terms and Pricing Model
-
(0 ratings)
9.4
(2 ratings)
Ease of integration
-
(0 ratings)
10.0
(1 ratings)
Product Scalability
-
(0 ratings)
10.0
(2 ratings)
Professional Services
-
(0 ratings)
10.0
(2 ratings)
Vendor post-sale
-
(0 ratings)
10.0
(2 ratings)
Vendor pre-sale
-
(0 ratings)
9.4
(2 ratings)
User Testimonials
GustoHuman Interest
Likelihood to Recommend
Gusto
Gusto makes it EASY to run the otherwise time-consuming and tedious HR and payroll functions that need to happen in my small business. It surpasses every other platform in terms of ease of use and value. I use a variety of different tech tools and platforms, and I recommend Gusto to every entrepreneur friend of mine because it's that good. I would highly recommend it for small businesses that need these kinds of tasks taken off their plate. It probably doesn't make sense if your organization has a dedicated HR employee.
Read full review
Human Interest
I would say Human Interest is easy to use once you figure out the quirks.. it is best used by an experienced HR person. If you do not have a ton of experience with 401K plans, it is not easy to use in the beginning. The payment schedule is also not timed with your contribution dates.. this can make reconciling difficult
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Pros
Gusto
  • Gusto really kills it on the simplicity. The app and website are very clear and straightforward.
  • Gusto also does a great job at being easy to navigate, visually pleasing, and logically posed.
  • Gusto communicates very clearly and provides just the right amount of communication.
  • Gusto makes the onboarding process very easy. I recently started at a new company and the process of filling out the necessary documents, filling out forms, and getting my benefit information input was soooooo easy!
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Human Interest
  • They sold us very well in the beginning and the original sales rep brought in his manager which also helped answer questions our executives had.
  • Ease of use for employees seems great. Walking through as an employee is simple and quick. All electronic paperwork is great.
  • Sending reminder emails to sign up for the 401(K) is a great feature that's easy to use. I have used these a lot!
Read full review
Cons
Gusto
  • Adding in previous time manually could be more accessible.
  • Notifications for when employees manually change hours.
  • We should allow 1099 users to use the mobile app instead of restricting them to the website, especially since they can just log into the full website on their mobile device.
Read full review
Human Interest
  • Payroll cycles in small business can be a weekly on-cycle evolution which is not automatically recognized.
  • The Annual Census verification, and IRS requirement, is cumbersome as a resubmission of data already known.
  • Email to new participants can go unaddressed without notification to the company administrator. Better to illicit early follow-up than wait till their emails expire do to participant non-action.
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Likelihood to Renew
Gusto
Unless they break it, I'm never leaving. It's just too easy. Gusto is also really affordable, and for what I pay, it's worth having the historical record within the system. I like that I can go back and pull up W2's for year's past. This sort of easy access reporting, has been helpful especially when getting reports for PPP loans.
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Human Interest
We will drop Human Interest as soon as they rectify their error in withdrawing $3600 in additional fees earlier this year
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Usability
Gusto
Gusto, a leading HR and payroll software, has a generally positive impact on business objectives. By streamlining administrative tasks and providing tools for employee engagement, Gusto can lead to cost savings, increased productivity, and happier employees, all of which contribute to a higher return on investment.
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Human Interest
I think it's great. The technology is not quite as updated as other platforms I have seen but it hasn't impeded anything I have tried to do on there so all in all it's great for what I need it for. My employees haven't complained which is telling because they complain about everything! Lol
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Reliability and Availability
Gusto
No answers on this topic
Human Interest
Easy to navigate
Read full review
Performance
Gusto
No answers on this topic
Human Interest
Easy to navigate
Read full review
Support Rating
Gusto
Gusto's customer service has really deteriorated lately and they seem to have really changed their focus. It used to be when you called you were routed to an individual who knew about payroll, benefits, reporting, etc. but now you get someone who seems to have not received the correct training. My last call about a dismissal payroll took me over an hour of my time and the person still could not help me and finally transferred me to someone else.
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Human Interest
Conference call answered all questions at the time, integration was fairly simple. It would be nice if on the employer side you could assist employees with enrollment instead of only them having to do everything on their own side. They came to us with questions we couldn't answer, had to redirect them.
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Implementation Rating
Gusto
Reach out to support immediately if you are having trouble setting up Gusto. Rather than being confused and trying to figure it out yourself, it's much better to talk to someone who knows what they are doing. Save yourself time and frustration and reach out to support
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Human Interest
We didn't realize the timewise federal guidelines take to transfer assets from one group to another.
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Alternatives Considered
Gusto
We found Gusto to be a better fit for our size and needs. Gusto is much more user-friendly and transparent with pricing. It’s easier to set up, and we liked that everything, from payroll to benefits to time tracking, is in one place without feeling overly complex. ADP felt geared toward much larger companies, while Gusto gave us flexibility and a more modern, intuitive experience.
Read full review
Human Interest
In my other profession, CPA, I have worked with and been involved with numerous other 401K Plan providers. Paychex, Ascensus, Modern Woodman, etc. Some have been very time consuming from implementation to ongoing contributions. Human Interest is a quality organization and has a great platform with easy access and reporting. No heavy lifting and no ongoing tedius work.
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Scalability
Gusto
No answers on this topic
Human Interest
Human Interest is well set up.
Read full review
Professional Services
Gusto
No answers on this topic
Human Interest
Very professional
Read full review
Return on Investment
Gusto
  • For me, it is hard to quantify payroll software as having an ROI. It does save quite a bit of time per pay period, so perhaps we could assign a theoretical number to an employee taking that time. I'd say, at the least, it saves 30-60 minutes a pay period compared to a more difficult-to-use payroll software.
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Human Interest
  • Human Interest has been great for minimizing time expenditures from HR to maintain employee records
  • Minimal impact on employee retention and turn over, but is an asset to the Team Members who are actively contributing
  • Extremely positive ROI when it comes to allowing Team Members to change their contributions and auto-syncing to the payroll company so there is no need to manually make the changes from our end
Read full review
ScreenShots

Gusto Screenshots

Screenshot of Gusto's automated payrollScreenshot of the time-off tracking interfaceScreenshot of the source of truth for HR data

Human Interest Screenshots

Screenshot of the Admin Portal - A summary page offers a snapshot of the plan.Screenshot of the Admin Portal - Employee List: See employees at a glance and information such as contribution rate, participation, balance, risk setting, etc.Screenshot of the Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.Screenshot of the Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.