Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Emburse Chrome River
Score 7.7 out of 10
N/A
Chrome River EXPENSE is expense management software, from Chrome River Technologies in Los Angeles, California.N/A
Xero
Score 8.3 out of 10
N/A
Xero is an online accounting software product for small businesses and personal finance. Its features beyond general ledger and double-bookkeeping include quotable invoicing, bank reconciliation, purchase order and expense management, and tax management. Third party apps can extend its features further.
$13
per month
Pricing
Emburse Chrome RiverXero
Editions & Modules
No answers on this topic
Early
$13
per month
Growing
$37
per month
Established
$70
per month
Offerings
Pricing Offerings
Emburse Chrome RiverXero
Free Trial
NoYes
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsWe offer three cost-effective, subscription-based pricing models: A transaction-based model, priced according to expense report volume A submitter-based model, priced according to an average number of monthly submitters An enterprise-level model that includes unlimited expense reports. Pricing for this model is based on total employee headcount Feel free to contact us to discuss the best one for your organization.Prices in table are in USD and just apply to the US - other markets & prices are listed below: Canada - Starter $18 CAD/month, Standard $45 CAD/month, Premium 5 $58 CAD/month UK - Starter £14/month, Standard £28/month, Premium £36/month AU - Starter $29 AUD/month, Standard $59 AUD/month, Premium 5 $76 AUD/month NZ - Starter $31 NZD/month, Standard $66 NZD/month, Premium $84 NZD/month
More Pricing Information
Community Pulse
Emburse Chrome RiverXero
Features
Emburse Chrome RiverXero
Expense Management
Comparison of Expense Management features of Product A and Product B
Emburse Chrome River
8.5
4 Ratings
3% above category average
Xero
-
Ratings
Employee Expense Reporting8.04 Ratings00 Ratings
Corporate Card Reconciliation9.03 Ratings00 Ratings
Payment Management
Comparison of Payment Management features of Product A and Product B
Emburse Chrome River
7.9
4 Ratings
1% below category average
Xero
-
Ratings
Customizable Approval Policies8.33 Ratings00 Ratings
Financial Document Management7.02 Ratings00 Ratings
Payment Status Tracking6.04 Ratings00 Ratings
Payment Audit Trail9.02 Ratings00 Ratings
Duplicate Bill Detection8.33 Ratings00 Ratings
Advanced OCR8.52 Ratings00 Ratings
Electronic Funds Transfer8.01 Ratings00 Ratings
Payroll Management
Comparison of Payroll Management features of Product A and Product B
Emburse Chrome River
-
Ratings
Xero
7.5
73 Ratings
1% below category average
Pay calculation00 Ratings8.065 Ratings
Benefit plan administration00 Ratings8.023 Ratings
Direct deposit files00 Ratings7.249 Ratings
Salary revision and increment management00 Ratings7.141 Ratings
Reimbursement management00 Ratings7.054 Ratings
Customization
Comparison of Customization features of Product A and Product B
Emburse Chrome River
-
Ratings
Xero
8.0
166 Ratings
5% above category average
API for custom integration00 Ratings7.979 Ratings
Plug-ins00 Ratings8.1153 Ratings
Security
Comparison of Security features of Product A and Product B
Emburse Chrome River
-
Ratings
Xero
7.1
209 Ratings
14% below category average
Single sign-on capability00 Ratings5.572 Ratings
Role-based user permissions00 Ratings8.6207 Ratings
Reporting & Analytics
Comparison of Reporting & Analytics features of Product A and Product B
Emburse Chrome River
-
Ratings
Xero
8.3
237 Ratings
6% above category average
Dashboards00 Ratings8.3233 Ratings
Standard reports00 Ratings8.8235 Ratings
Custom reports00 Ratings7.7209 Ratings
General Ledger and Configurable Accounting
Comparison of General Ledger and Configurable Accounting features of Product A and Product B
Emburse Chrome River
-
Ratings
Xero
8.4
247 Ratings
10% above category average
Accounts payable00 Ratings8.1225 Ratings
Accounts receivable00 Ratings8.3230 Ratings
Cash management00 Ratings7.9214 Ratings
Bank reconciliation00 Ratings8.5240 Ratings
Expense management00 Ratings7.9220 Ratings
Time tracking00 Ratings7.185 Ratings
Fixed asset management00 Ratings7.8149 Ratings
Multi-currency support00 Ratings7.7145 Ratings
Multi-division support00 Ratings8.0126 Ratings
Regulations compliance00 Ratings8.1127 Ratings
Electronic tax filing00 Ratings8.7130 Ratings
Self-service portal00 Ratings7.8150 Ratings
Global Financial Support00 Ratings7.682 Ratings
Primary and Secondary Ledgers00 Ratings8.079 Ratings
Intercompany Accounting00 Ratings10.040 Ratings
Localizations00 Ratings10.039 Ratings
Journals and Reconciliations00 Ratings10.090 Ratings
Enterprise Accounting00 Ratings10.033 Ratings
Configurable Accounting00 Ratings10.059 Ratings
Centralized Rules Framework00 Ratings6.033 Ratings
Standardized Processes00 Ratings8.059 Ratings
Inventory Management
Comparison of Inventory Management features of Product A and Product B
Emburse Chrome River
-
Ratings
Xero
6.4
116 Ratings
13% below category average
Inventory tracking00 Ratings7.8112 Ratings
Automatic reordering00 Ratings6.224 Ratings
Location management00 Ratings6.229 Ratings
Manufacturing module00 Ratings6.016 Ratings
Order Management
Comparison of Order Management features of Product A and Product B
Emburse Chrome River
-
Ratings
Xero
7.3
89 Ratings
2% below category average
Pricing00 Ratings10.062 Ratings
Order entry00 Ratings10.056 Ratings
Credit card processing00 Ratings6.358 Ratings
Cost of goods sold00 Ratings6.366 Ratings
Order Orchestration00 Ratings6.121 Ratings
End-to-end order visibility00 Ratings6.124 Ratings
Order exception Resolution00 Ratings6.117 Ratings
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Precoro
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Score 9.4 out of 10
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Score 9.1 out of 10
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Webexpenses
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Score 8.7 out of 10
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Score 8.6 out of 10
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User Ratings
Emburse Chrome RiverXero
Likelihood to Recommend
7.5
(124 ratings)
8.0
(246 ratings)
Likelihood to Renew
9.8
(18 ratings)
6.5
(37 ratings)
Usability
8.0
(108 ratings)
8.2
(174 ratings)
Availability
10.0
(1 ratings)
9.1
(11 ratings)
Performance
9.0
(1 ratings)
9.1
(9 ratings)
Support Rating
9.0
(113 ratings)
5.3
(39 ratings)
In-Person Training
-
(0 ratings)
9.1
(1 ratings)
Online Training
9.0
(1 ratings)
10.0
(5 ratings)
Implementation Rating
9.8
(7 ratings)
7.0
(12 ratings)
Configurability
8.0
(1 ratings)
8.2
(2 ratings)
Ease of integration
6.0
(1 ratings)
7.3
(132 ratings)
Product Scalability
8.0
(1 ratings)
8.2
(7 ratings)
Vendor post-sale
10.0
(1 ratings)
4.5
(3 ratings)
Vendor pre-sale
10.0
(1 ratings)
4.5
(3 ratings)
User Testimonials
Emburse Chrome RiverXero
Likelihood to Recommend
Emburse
The Emburse Chrome River is well suited for tracking expenses and reimbursement. The compliance part of the software makes the task very easy to ensure all the reports that are being used within the company are updated and easy to verify. The Automating invoice processing makes some redundant task easy to execute.
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Xero
I am a massage and physical therapist. We are not a fancy business but business admin can take a lot of time and effort. Xero came recommended to me by colleagues in the sector. You raise invoices, you get paid. and you pay your bills. These are all daily scenarios for most businesses and Xero does this particularly well. Since my accountant can query my records directly, this greatly saves on bookkeeping time when it is time to do the company returns.
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Pros
Emburse
  • [Emburse] Chrome River listens to its customer's needs and does its best to match current products to those needs, or collaborate internally to determine if an enhancement can be made available that will not only benefit that customer, but will be a good use case for all Chrome River customers.
  • The [Emburse] Chrome River customer service team is great. Unlike most companies, you can speak to a liver person!
  • [Emburse] Chrome River's training offerings are relevant and pertinent to the day to day operations of the software.
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Xero
  • Repeating invoices (most of my business is monthly recurring invoices) - it does these very well.
  • Reporting - particularly being able to dig into the different lines of the P&L statement.
  • Tracking categories - I assign a category to every line of every invoice so it's easy to see how much has been sold of each type of service every month and year, and compare them to previous periods.
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Cons
Emburse
  • Would be great to have pre-saved templates available to apply to line items at the expense report header level rather than having to go into each line.
  • Would be nice to have a mass upload functionality for things like cost codes, allocations, and credit card users.
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Xero
  • Having different email addresses for different parts of a customer's business (eg invoices and statements to different places)
  • Easily seeing the text of emails that have been sent through Xero
  • More easily archiving old pay items. Our HR software updates rates when awards are updated which means a lot of old pay rates are in the system and they have multiple clicks to archive each one. Clicking the ones to archive in bulk and then just click archive for all would be much more efficient.
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Likelihood to Renew
Emburse
Chrome River is easy to use. We needed little training for our users and instead pointed them to Chrome River's Help Guides which are clearly written and easy to understand. With tools SNAP and the ability to email receipts means we can be completely remote when submitting reports.
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Xero
In addition to the matters covered in this review, my reason for renewing this product is that Xero's functionality and the constant updates that the company provides, makes the software even more business friendly. The software therefore builds a brand loyalty among customers.
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Usability
Emburse
I would rate Chrome River Expense a 10 because, as I mentioned before, it is very simple and easy to use. This is important from an administrative point-of-view as well as for the field employee. Being a general contractor, it makes it all the better for our employees to use a program that is easy to understand and requires little time and effort. It has made tracking expenses very simple and has been well received by the entire company.
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Xero
As a standalone software, it allows users to fulfill most of the basic functions (e.g. transaction input and report generation) simply and conveniently. It also allows for multiple APIs to help augment various tasks that accounting-adjacent (e.g. claims processing). The cloud based model and portability to mobile devices allows tasks to be carried out in a more convenient way.
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Reliability and Availability
Emburse
The software is always running effectively. I use many Cloud based systems and never had issues with Chrome River
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Xero
We have been actively using and 100% Xero based for our ecommerce accounting practice for over 4 years. There has on been one real outage for more than 5 minutes. Xero was open and transparent about the outage, what they were doing to resolve the issue, and provided 15 minute updates. Showing how they care about their customers and partners. Plus, showing that their customers care too, were understanding, and went surfing or in our case took a nap. Couldn't run our business without Xero as a partner.
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Performance
Emburse
System runs normal pretty much all the time. Does not slow any other systems down.
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Xero
On a good day, things worked but after upgrades, things began to slow and or not work at all at times. I coined the moving circle while I waited as the "Xero Wheel of Death". Sometimes it never stopped and force quitting was necessary.
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Support Rating
Emburse
This has been easy for me because we have a rep that contacts the supporters for this product to correct any issues we may have with the software or changes needed to help out employees use Chrome River easier. This from my understanding has been a hit or miss kind of interaction with our rep and Chrome River.
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Xero
Always respond and keep issues open until you are satisfied with the result. Generally good responses, in the past, I had some support responses that were really basic and really annoying. They type where "have your tried restarting your computer" style of answers. Well, of course, I went through all the basics before contacting them. Duh, but I suppose not everyone does. Otherwise, it would be a 10. The last year has shown a marked improvement in the support responses however.
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In-Person Training
Emburse
No answers on this topic
Xero
The format was great; someone was there to ask questions or help if you were stuck.
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Online Training
Emburse
The software is very user friendly, so the online training was easy to pickup for everyone.
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Xero
All of Xero's training is online and available for anyone (business owner or accountants) to learn and become experts in their system. There is a range of content from product training to real world webinars from their partners. Xero is beautiful accounting software and their training is the same.
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Implementation Rating
Emburse
Before implementation begins, make sure you have a plan on how you would like your workflow and platform setup for a system like Chrome River. It will speed the process and eliminate the need to make changes when you go live.
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Xero
If it can be done, time the implementation near a new fiscal year so you can start clean. Otherwise, you have to go back and do historical data from the beginning of the fiscal year, which can be brain draining.
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Alternatives Considered
Emburse
It's the [industry-leading] software for Enterprise level organizations with [large-scale] teams and financial responsibilities. The software has the most robust set of tools and pays for itself with the amount of time it saves. Many newer alternatives have sprouted up but I don't know that we would ever trust another software to do our Expense Tracking and Management.
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Xero
Each of the products I listed had their own list of drawbacks, but the one thing they all had in common, which was right on top of that list of drawbacks, was ease of use. I struggled to get myself accustomed to each system and struggled, but when it came to getting a client to even try and use it was when the true struggle started. Just found it easier to make use of Xero from the very beginning.
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Scalability
Emburse
It's very easy software to design to your needs.
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Xero
I have yet to fully stress test the product given the size of the company where I am using it. I am sure as we scale to more customers, more vendors and more reporting requirements, I will have a better understanding of what it is capable of in terms of bandwidth and processing
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Return on Investment
Emburse
  • We have seen a return on approver time of nearly 60% meaning our approvers have tripled their output.
  • We have had feedback from our users that time spent creating expenses has gone from an average of 2 hours to perhaps 20 minutes, tops.
  • We have seen in our dashboards that the Emburse Certify Suite of tools has returned an average savings of over $500K a year.
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Xero
  • Xero is a basic accounting system that performs basic accounting tasks easily and accurately. For that, it provides a positive impact on our day to day accounting operations.
  • Because of Xero's basic structure, I feel it lacks some of the sophistication that some users want and need. The ability to create unique custom reports would enhance the impact Xero would have on meeting business objectives by providing current and useful accounting information.
  • In my opinion, Xero's lack of focus on their customers - their users - is a real issue with me. In my opinion, those of us that are in the trenches that work with the system on a daily basis have to deal with the shortcomings of the system with the knowledge that Xero support refuses to address the operational issues that make their user's lives difficult. I feel if Xero would focus on truly making their software better from a users point of view, it has the potential to be a great system.
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ScreenShots

Emburse Chrome River Screenshots

Screenshot of A consistent experience across any screen size or operating systemScreenshot of Simple, customizable tiles for expense entryScreenshot of Approve expenses directly from your inbox with a single click

Xero Screenshots

Screenshot of Screenshot of Screenshot of Screenshot of Screenshot of Screenshot of