Stripe is a payment gateway software solution which supports a range of payment related needs such as subscription management and recurrent billing via Stripe Billing, integration with third party payment services via the Stripe Connect API, assistance starting an Internet business which accepts...
Payment Gateway Software
Best Payment Gateway Software
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Payment Gateway Software Overview
What is Payment Gateway Software?
There are three major methods the payment gateway can utilize, depending on the vendor's approach and the level of security and compliance the business must support:
A form filled out on the company's own website, where the data is then sent through the payment gateway
A redirect to the payment gateway (on a separate website where the customer can fill out payment information)
A form powered by the payment gateway vendor that collects information on the company's website but connects straight into the payment gateway vendor's server
The first option is the least secure but allows for the most consistent branding and customer experience. The second option is the most secure data-wise, but also the most disruptive customer experience, since the customer has to leave the ecommerce site to input their billing information. The third option offers a happy medium, but still requires some security precautions and visual compromises, since the look and feel of the gateway module is likely to be different from the rest of the site.
Some vendors bundle payment gateways with point of sale systems (POS) for physical business locations. Others offer more comprehensive merchant solution tools, such as customer management, invoicing, recurring billing, and more. Buyers should choose a payment gateway that connects easily to their ecommerce platform; most ecommerce providers have a list of the payment gateway connectors/integrations they offer on their websites.
Payment Gateway Features and Capabilities
Most Payment Gateway vendors offer the following important basic and advanced features. The advanced features are generally only available for an additional fee.
Basic Features and Capabilities:
Processes multiple types of credit and debit cards
Processes ACH Payments and eChecks
Secure payment processing
Payment analytics and reporting
Storage of customer information
Third party integrations
Advanced Features and Capabilities:
Recurring subscriptions and billing
Software that strictly offers payment gateway services charges per transaction, which can run as low as $0.10 per transaction. Some vendors charge a recurring monthly fee in addition to these transaction fees.
More comprehensive products that are considered merchant solutions generally charge per transaction, most often comprised of a percentage plus flat fee (ranging from 2.2% to 2.9% plus $.30). Again, a few vendors will also charge a recurring monthly fee.
High volume enterprise level companies should work with the vendor to obtain custom pricing. Fraud prevention, a POS system, invoicing and other advanced features will typically incur an add-on fee in addition to the charges described above.
Payment Gateway Products
Listings (1-25 of 92)
PayPal Payments is a payment gateway software solution offered by PayPal.
Braintree, a Paypal service and subsidiary, is a billing platform which stores credit card data directly from the merchant’s systems on secure servers, and it allows for cards to be recharged or refunded . Braintree also supports international payments. Pricing is 2.9% plus a 30c transaction fee.
Authorize.Net is a payment gateway software solution offered by Visa featuring secure data processing and fraud protection.
PaySimple is a payment gateway software solution offered by PaySimple.
WePay is a payment processing and mobile point-of-sale (mpos) software solution with features such as facilitating payments between buyers & sellers and instantly enabling users to accept donations. WePay was acquired by Chase in 2017.
Coinbase is a point-of-sale software solution with features such as an international digital wallet and bitcoin currency acceptance.
Paytm is a mobile payment processing app from Indian company One97 Communications.
CyberSource is a payment gateway software solution acquired by and supported by Visa since 2010.
Amazon Pay is a payment and fraud protection service for ecommerce merchants allowing shoppers to log in with their amazon credentials and make purchases.
BlueSnap is a global eCommerce platform with flexible integration options and PCI Level 1 security.
2Checkout is designed to address the complexity of online commerce, subscription billing, and global payments for software, SaaS and online services companies. The vendor says that their solution is backed by: a proven cloud platform, unmatched expertise and a depth of digital commerce services. ...
iATS Payments is a payment gateway software solution offered by IATS, LLC..
Rerun allows users to automate recurring payments from customers and clients by credit card or bank transfer (ACH). Set up is minimal: users can create payment streams based on how they want to accept payment for products or services. Payment streams can charge customers one time, or users can...
First Data and ICICI Merchant Services combines a payment gateway and point-of-sale software and hardware solutions with features such as card & check acceptance, and merchant mobile commerce solutions, and ecommerce gateway. First Data merged with Fiserv in July 2019.
FuturePay is a payment gateway software solution offered by FuturePay.
Biller Direct from Fiserv is an electronic bill presentment and payment (EBPP) for business-to-consumer service providers. It includes features like a customizable online payment gateway that matches the look and feel of the user's website, automated delivery of notifications via email or mobile ...
TSYS headquartered in Columbus, Georgia offers as part of the company's merchant services a payment gateway, as well as other ancillary services.
Payline Data is a payment gateway for online merchants, brick-and-mortal purchases, and mobile application purchases acquired by Pineapple Payments in late 2017.
eBay Enterprise offers Retail Order Management (or the eBay Enterprise Exchange Platform) presents a complete inventory and order management solution for omnichannel retailers. Via module the module Payments, Tax & Fraud, it can be expanded to include a payment gateway with fraud protection.
Adyen is a payment gateway software solution offered by Adyen.
WorldPay is a payment gateway software solution offered by Worldpay.
Vantiv is an American payment gateway software solution which merged with British payment processing company Worldpay in 2017. The new entity will take the name Worldpay.
Dwolla is a payment gateway software solution offered by Dwolla.