OnPay vs. QuickBooks Online

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
OnPay
Score 9.7 out of 10
N/A
OnPay's payroll and HR is designed for people who want to spend more time running their business, and less on back-office tasks. The application aims to enable users to: • Run payroll • Automate taxes • Let employees do more themselves • Simplify HR processes • Offer benefits in any state OnPay is $49 plus $6 per person each month. The monthly fee includes integrations with QuickBooks, Xero, and time-tracking software, as well as all quarterly and year-end…
$49
per month +$6 per month, per person
QuickBooks Online
Score 8.2 out of 10
N/A
QuickBooks Online is a SaaS version of the QuickBooks product. It contains all of the features found in the local version. Higher-priced plans include greater automation, payment management, inventory and time tracking, and analytics features.
$38
per month
Pricing
OnPayQuickBooks Online
Editions & Modules
No answers on this topic
Simple Start
$38
per month
Essentials
$75
per month
Plus
$115
per month
Advanced
$275
per month
Offerings
Pricing Offerings
OnPayQuickBooks Online
Free Trial
YesYes
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoYes
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsFirst month free, then $49 + $6 per employee each month.
More Pricing Information
Community Pulse
OnPayQuickBooks Online
Considered Both Products
OnPay
Chose OnPay
We choose OnPay for their reputation for being small business and beginner friendly, competitive pricing, and their generally positive reviews. Going with QB Payroll would have been the "default" choice, but their pricing and customer service (we are QB accounting customer) is …
Chose OnPay
OnPay is far superior. I would not recommend Gusto. It was a problem from the start. After only a few months we realized Gusto was unable to provide us with a payroll service we could use. Switching to OnPay has been an excellent move. With Gusto it was one major problem after …
Chose OnPay
Overall OnPay was the best bang for my buck. Had a lot to offer and was cheaper than the rest of the people we looked into
Chose OnPay
OnPay is just a lot more user friendly. It isn't bogged down by a million different features, it really just has everything you need and nothing you don't. It just makes everything really simple and efficient. It's my favorite payroll processing system to use out of several …
Chose OnPay
OnPay was less expensive and easier to learn than QB Payroll.
Chose OnPay
While different payroll software options cater to various business needs, OnPay's standout features in terms of usability, affordability, accuracy, scalability, and support often place it favorably among businesses seeking a reliable and user-friendly payroll solution.
Chose OnPay
From employee controls, overall pricing, multiple pay runs per month, tax filings, WC services, ease of platform, and customer support, OnPay beats them in spades. I have worked with PayChex and QuickBooks for years. They are expensive and bundle items which increases prices. …
Chose OnPay
OnPay's excellent customer service stands in a category wholly apart from their competitor's poor product and nearly non-existent customer service.
Chose OnPay
ADP run was very slow and clunky. It probably has the ability to do a lot but the actual process of entering payroll was not user-friendly and literally took all Day sometimes. Onboarding with Paychex felt really repetitive and sometimes HR would have to enter information after …
Chose OnPay
The support with OnPay is on a different level. So far, OnPay has delivered all payrolls without any problems. They are easy to use, and the user interface is the best I have seen. There is a lot of customization allowed in OnPay that is not permitted in other applications.
Chose OnPay
OnPay is much easier to use and much more cost effective.
QuickBooks Online

No answer on this topic

Features
OnPayQuickBooks Online
Payroll Management
Comparison of Payroll Management features of Product A and Product B
OnPay
9.6
59 Ratings
15% above category average
QuickBooks Online
7.9
108 Ratings
4% above category average
Pay calculation8.955 Ratings8.298 Ratings
Benefit plan administration9.619 Ratings7.251 Ratings
Direct deposit files9.454 Ratings8.490 Ratings
Salary revision and increment management10.040 Ratings8.064 Ratings
Reimbursement management10.026 Ratings7.770 Ratings
Customization
Comparison of Customization features of Product A and Product B
OnPay
-
Ratings
QuickBooks Online
6.8
99 Ratings
13% below category average
API for custom integration00 Ratings6.781 Ratings
Plug-ins00 Ratings6.881 Ratings
Security
Comparison of Security features of Product A and Product B
OnPay
-
Ratings
QuickBooks Online
8.4
169 Ratings
2% above category average
Single sign-on capability00 Ratings8.5134 Ratings
Role-based user permissions00 Ratings8.2159 Ratings
Reporting & Analytics
Comparison of Reporting & Analytics features of Product A and Product B
OnPay
-
Ratings
QuickBooks Online
8.3
195 Ratings
6% above category average
Dashboards00 Ratings8.3182 Ratings
Standard reports00 Ratings8.6190 Ratings
Custom reports00 Ratings7.9173 Ratings
General Ledger and Configurable Accounting
Comparison of General Ledger and Configurable Accounting features of Product A and Product B
OnPay
-
Ratings
QuickBooks Online
7.8
212 Ratings
2% above category average
Accounts payable00 Ratings8.9179 Ratings
Accounts receivable00 Ratings8.8196 Ratings
Cash management00 Ratings8.2179 Ratings
Bank reconciliation00 Ratings9.0201 Ratings
Expense management00 Ratings8.4185 Ratings
Time tracking00 Ratings6.882 Ratings
Fixed asset management00 Ratings7.982 Ratings
Multi-currency support00 Ratings6.736 Ratings
Multi-division support00 Ratings7.464 Ratings
Regulations compliance00 Ratings7.664 Ratings
Electronic tax filing00 Ratings8.199 Ratings
Self-service portal00 Ratings7.4109 Ratings
Global Financial Support00 Ratings6.528 Ratings
Primary and Secondary Ledgers00 Ratings7.957 Ratings
Intercompany Accounting00 Ratings8.057 Ratings
Localizations00 Ratings7.742 Ratings
Journals and Reconciliations00 Ratings8.4126 Ratings
Enterprise Accounting00 Ratings6.847 Ratings
Configurable Accounting00 Ratings7.771 Ratings
Centralized Rules Framework00 Ratings7.546 Ratings
Standardized Processes00 Ratings8.789 Ratings
Inventory Management
Comparison of Inventory Management features of Product A and Product B
OnPay
-
Ratings
QuickBooks Online
6.6
75 Ratings
13% below category average
Inventory tracking00 Ratings6.470 Ratings
Automatic reordering00 Ratings7.037 Ratings
Location management00 Ratings7.041 Ratings
Manufacturing module00 Ratings6.127 Ratings
Order Management
Comparison of Order Management features of Product A and Product B
OnPay
-
Ratings
QuickBooks Online
7.5
127 Ratings
1% below category average
Pricing00 Ratings7.878 Ratings
Order entry00 Ratings7.574 Ratings
Credit card processing00 Ratings8.195 Ratings
Cost of goods sold00 Ratings8.295 Ratings
Order Orchestration00 Ratings6.736 Ratings
End-to-end order visibility00 Ratings7.639 Ratings
Order exception Resolution00 Ratings6.732 Ratings
Best Alternatives
OnPayQuickBooks Online
Small Businesses
Dayforce Powerpay
Dayforce Powerpay
Score 9.5 out of 10
QuickBooks Self-Employed (discontinued)
QuickBooks Self-Employed (discontinued)
Score 8.9 out of 10
Medium-sized Companies
Paypro Workforce Management
Paypro Workforce Management
Score 9.7 out of 10
Zoho Books
Zoho Books
Score 9.1 out of 10
Enterprises
Infor Human Resources
Infor Human Resources
Score 7.1 out of 10
SAP S/4HANA Cloud
SAP S/4HANA Cloud
Score 8.5 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
OnPayQuickBooks Online
Likelihood to Recommend
9.7
(59 ratings)
8.2
(230 ratings)
Likelihood to Renew
9.2
(6 ratings)
9.0
(27 ratings)
Usability
9.7
(30 ratings)
8.4
(145 ratings)
Availability
9.1
(1 ratings)
8.7
(6 ratings)
Performance
9.1
(1 ratings)
1.0
(5 ratings)
Support Rating
10.0
(30 ratings)
9.1
(70 ratings)
Implementation Rating
9.6
(4 ratings)
9.4
(7 ratings)
Configurability
9.1
(1 ratings)
1.0
(2 ratings)
Contract Terms and Pricing Model
9.1
(1 ratings)
5.0
(1 ratings)
Ease of integration
9.1
(1 ratings)
1.3
(2 ratings)
Product Scalability
9.1
(1 ratings)
2.0
(3 ratings)
Professional Services
-
(0 ratings)
5.0
(1 ratings)
Vendor post-sale
9.1
(1 ratings)
4.8
(3 ratings)
Vendor pre-sale
9.1
(1 ratings)
4.8
(3 ratings)
User Testimonials
OnPayQuickBooks Online
Likelihood to Recommend
OnPay
I'd say if you had someone who wasn't educated on how Payroll should be setup and function OnPay is less ideal. But even then you've got things so well setup and cost efficient, they could afford to put some focus on training. In my mind I imagine OnPay is the best solution for small to mid, even early large, company Payroll processing. We're a small company so I'm unaware of the options provided to streamline importing of large group payrolls, but that might be an area where the interface could provide challenges.
Read full review
Intuit
I appreciate the ability to auto-generate invoices for recurring transactions, which saves time, as well as the option to set up auto-generated transactions. The report option is super helpful when reviewing information, as you can click to view the details in the report without having to go back and forth.
Read full review
Pros
OnPay
  • Communication - From my first call I was so impressed at the level of care and compassion OnPay expressed. I was assigned specific employees who were available in the sign up process to walk me through each step and to answer all my questions. I know some of my questions were probably "stupid" but OnPay never minded answering them and I was always treated with respect.
  • On Boarding - The nightmare I had experienced with a competitor became a dream with OnPay. They said if I would authorize them to sign onto my account they would take care of the sign up process. And they did!!! They also did it correctly. All of the numbers and information was error free. The only information I was required was input was direct deposit bank information.
  • Resolving an Issue - I have only had one issue that needed to be resolved. The person I talked to had to check with another person for an answer but she stayed on the line with me to make sure the problem was resolved. Then I received a follow up email outlining exactly what action they had taken.
  • Ease of using the website - I can find what I am looking for! I like the verification code. And every time I sign on to my account the red heart by our company name makes me smile.
Read full review
Intuit
  • Workflows for accounts payable invoice review are terrific.
  • Bill payment allows you to pay vendors online via ACH or check without having to write a physical check, which reduces admin time.
  • The cloud based login lends well to a remote or hybrid work environment for staff.
  • QuickBooks Online allows you to pre-configure vendors' general ledger expense accounts. This helps with general ledger coding accuracy and consistency.
  • QuickBooks Online integrates with Rippling HRIS, Coast, Capital One, JPMorgan Chase, etc., which lends well to an efficient month-end closing and reduced administrative time.
Read full review
Cons
OnPay
  • You can add additional additions or benefit items such as a car allowance. The process required me to contact a representative as that wasn't as easy to navigate.
  • The process for handling additional withholdings for pre-payed taxes required support to ensure the calculations were accurate.
  • Process for on-boarding is a little tricky if you don't start the process from the point of hire. You can add various things easily but it reflects differently in terms of completion of an Employee file.
Read full review
Intuit
  • The upsells have gotten worse over time and are on every screen in the most awkward positions. I don't need a constant reminder to upgrade, especially on a very old account that's paid thousands over the years.
  • The interface has never been especially intuitive, but I was an old Quicken user and it was somewhat familiar. Over time, it's gotten worse, and in the last 2 years, the program seems to move things more often than I would expect.
  • The software constantly adds features that I don't want and want to turn off, but the interface is so difficult to use that I find myself skipping it. Imagine seeing a message that the system recognized invoices that hadn't been paid so it prepared reminder notices for you that can be sent at the click of a button. Who thinks using canned reminders that you've never seen is a good thing?
  • A lot of functionality seems to derive from connecting your bank accounts to QBO. I don't want Intuit to have an always-on connection to any bank accounts, even checking.
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Likelihood to Renew
OnPay
We have used OnPay for a few years now and we do continue to renew our annual use of OnPay. We are only a small organization and although OnPay provides a lot of additional services that larger organizations might ind useful, OnPay still meets our limited requirements of running bi-weekly payroll and submitting our quarterly state and federal tax documents, and at a price that we still find affordable.
Read full review
Intuit
It like the product 'right out of the box' and I trust Intuit will continually improve it over the years based on my experience with their desktop products. The large providers of Apps makes customizing the entire package relatively easy and seamless for a wide variety of business types.
Read full review
Usability
OnPay
OnPay is very easy to use. The computer interface is setup very well. You can quickly add people, enter your Payroll, print reports, etc. If your Payroll doesn't change from pay period to pay period (example, salaried employees) it takes mere seconds to enter in your Payroll.
Read full review
Intuit
I had very little trouble setting up the program and migrating from our old accounting system. The daily usage is also very intuitive and easy. Anytime we run into minor trouble with the program, there are always tons of help available on YouTube, so we don't even look up the online manual anymore.
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Reliability and Availability
OnPay
OnPay immediately responds to any of my inquiries.
Read full review
Intuit
We have rarely had outages in the last 10 years. I can only recall 2 times in the last 10 years where we were not able to access our client files.
Read full review
Performance
OnPay
No complaints on OnPay's integration with Xero.
Read full review
Intuit
Everything process has its bugs lately with the new interface. Nothing has worked smoothly since this all began last month.
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Support Rating
OnPay
They have always solved my problems and answered the questions I had. In the earlier years, they were much better and faster but in recent years there appears to be not as much people available so this results in more email requests.
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Intuit
In my experience, most representatives keep me on the phone for hours, literally, for a single issue and then usually cannot resolve it satisfactorily. I have 10 open cases that need resolution and, in my experience, there has been NO follow-up communication on any of them.
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Implementation Rating
OnPay
Easy to implement and easy to convert any other payroll reports to the OnPay system when making the switch
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Intuit
The person in charge of QB needs to be very accurate with record keeping and is recommended to stay on top of tasks. The biggest issue we have is reconciliation, and those issues occur only when too much time has occurred between reconciliations
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Alternatives Considered
OnPay
OnPay is tremendously less expensive and technically superior to Quickbooks in my opinion. OnPay is less expensive and offered the ease of managing a restaurant payroll that was better in my opinion than When I Work. My experience when evaluating all of the payroll products that I felt the company could afford was that OnPay had a superior staff of professionals who knew their product and could explain how to use it most clearly.
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Intuit
As a freelance bookkeeper, the Desktop version of QuickBooks Online doesn't allow for ease of access from any device. Having to be on a computer with the software downloaded creates additional work to gain access to all required filings etc. Also, I personally find the linking functionality on the Online version to be much more streamlined and user friendly.
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Scalability
OnPay
OnPay works.
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Intuit
As we have grown along our professional path, we have also expanded our use of QB. The scalability is easy and features seem to be waiting for you until you need them. We have increased profits by over 10x from our first year in business to the current and have yet to find a reason to look elsewhere
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Return on Investment
OnPay
  • Massive time savings. Wonderfully easy to use interface.
  • I've loved the Chat feature. It's provided quick clear direction from your staff for me at times when it was needed.
  • I've had very minimal worry about the tax filings and am grateful for that component of your automation.
  • During the recession we experienced as a result of COVID19 I was particularly grateful we were able to have guidance from your team on how we needed to handle ERC credits. We did run into filing issues there, but were able to resolve them in the end.
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Intuit
  • QuickBooks has given us a useful portal by which to get an overview of our financials.
  • QuickBooks has given us a relatively easy way to send out invoices quickly and efficiently.
  • Due to the customization limitations on QuickBooks, we've had to get creative in third-party implementations to better represent our brand and to track financials.
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ScreenShots

OnPay Screenshots

Screenshot of full-service payrollScreenshot of multiple pay rates and schedulesScreenshot of employee self-onboarding and org charts, which are built-inScreenshot of an e-signable offer lettersScreenshot of calendars, where PTO is managed and approvedScreenshot of centralized finances, viewed with over 20 reports for analyzing employment-related expenses

QuickBooks Online Screenshots

Screenshot of the accounting and bank transactions interfaceScreenshot of an overview of the accounting inventoryScreenshot of book marksScreenshot of the business tax overviewScreenshot of the customer hubScreenshot of the dashboard