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Human Interest

Human Interest

Overview

What is Human Interest?

Human Interest headquartered in San Francisco offers their cloud-based 401k administation platform for employers featuring flexible plan design and a dedicated account manager.

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Awards

Products that are considered exceptional by their customers based on a variety of criteria win TrustRadius awards. Learn more about the types of TrustRadius awards to make the best purchase decision. More about TrustRadius Awards

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Pricing

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Essentials

$120 + $5 per eligible employee

Cloud
per month

Complete

$160 + $7 per eligible employee

Cloud
per month

Concierge

$200 + $9 per eligible employee

Cloud
per month

Entry-level set up fee?

  • $499 one-time fee
    Required
For the latest information on pricing, visithttps://humaninterest.com/pricing/?utm_…

Offerings

  • Free Trial
  • Free/Freemium Version
  • Premium Consulting/Integration Services

Starting price (does not include set up fee)

  • $125 per month
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Features

401(k)

These are common and important features of 401(k) software. They pertain mostly to the administrative and recordkeeping aspects of a 401(k) provider

9
Avg 7.6
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Product Details

What is Human Interest?

Human Interest offers a 401(k) that scales with business growth. The service eliminate transaction fees and offers cash back to employees, and is available through customizable plans that make offering a retirement benefit possible for businesses of all sizes.


Backed Human Interest's customer support, the solution aims to deliver a streamlined experience that empowers, guides, and incentivizes employees to save.


With 500+ "no-touch" payroll integrations, employers can automate key admin tasks and sign up for a plan in minutes. Human Interest also helps businesses take advantage of government tax credits, offers employees 3% cash back (up to $250*), and ensures transparent pricing to help avoid unexpected fees.


What comes with a Human Interest 401(k) plan?

  • Automated administration
  • Compliance monitoring
  • Dedicated support team
  • Investment advice**
  • 3(16) fiduciary services available

Their solution aims to make it possible for companies to offer high-quality 401(k)s as a part of a competitive benefits package without putting a huge administrative burden on HR. Employers can set up and administer a 401(k) plan entirely online, while streamlined onboarding helps make it easy for employees to manage their retirement benefits.***



*3% cash back is available to eligible individuals making $60,000 or less in gross income and contributing at least 8% of every paycheck to an eligible Human Interest plan over a 12-month period. Must submit a claim form to claim the award. Minimum award is $100 and max is $250. Additional requirements apply. See terms and conditions. This program is administered and offered by Human Interest Inc. Its subsidiary and registered investment adviser, Human Interest Advisors will earn more in asset-based fees if a plan participant increases their contribution in connection with the program.

**Investment Advisory services are provided through Human Interest Advisors LLC, a Registered Investment Adviser and subsidiary of Human Interest Inc.

***Human Interest solicited clients for reviews in exchange for nominal non-cash compensation. Active solicitation and non-cash compensation will make a customer more likely to portray Human Interest favorably. Testimonials may not be representative of the experience of others and past success does not guarantee future results. From 8/23/22-12/31/22, Human Interest offered gift cards as an incentive for customers to complete reviews.

Human Interest Features

401(k) Features

  • Supported: Administration and Recordkeeping
  • Supported: Payroll Integration
  • Supported: Compliance Maintenance
  • Supported: Plan Flexibility
  • Supported: Filings and Disclosures
  • Supported: Ease of Enrollment

Additional Features

  • Supported: Zero transaction fees
  • Supported: Integration with 400+ payrolls
  • Supported: Onboarding and ongoing support

Human Interest Screenshots

Screenshot of the Admin Portal - A summary page offers a snapshot of the plan.Screenshot of the Admin Portal - Employee List: See employees at a glance and information such as contribution rate, participation, balance, risk setting, etc.Screenshot of the Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.Screenshot of the Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.

Human Interest Competitors

Human Interest Technical Details

Deployment TypesSoftware as a Service (SaaS), Cloud, or Web-Based
Operating SystemsUnspecified
Mobile ApplicationNo

Frequently Asked Questions

Human Interest headquartered in San Francisco offers their cloud-based 401k administation platform for employers featuring flexible plan design and a dedicated account manager.

Human Interest starts at $125.

Guideline, ForUsAll, and Betterment are common alternatives for Human Interest.

Reviewers rate Ease of Enrollment highest, with a score of 9.3.

The most common users of Human Interest are from Small Businesses (1-50 employees).
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Comparisons

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Reviews From Top Reviewers

(1-5 of 176)

Small Business Benefits Package Enhancement

Rating: 9 out of 10
February 20, 2025
JC
Vetted Review
Verified User
Human Interest
3 years of experience
Two types of participants at our institution have found this to be a very positive benefit. New teachers entering into Christian Education like having a tax-deferred, fully transferable investment account. Secondly, our established teachers with a dual income household choose this product which its tax-deferred method as a way to keep their household net taxable in the lowest tax rate possible by varying their level of contributions. As the business we like the option we have to match contributions as an offset to those years of capital necessities we may do so in lieu of an annual salary adjustment.

Excellent Solution

Rating: 10 out of 10
February 26, 2025
SM
Vetted Review
Verified User
Adding in new employees is a very smooth process, especially when dealing with multiple employees at a time.

I think it would be easier to search employees by only having the active employees come up under search, as compared to having the terminated employees in the search mix.

Human Interest is exactly as it says: in our interest!

Rating: 10 out of 10
February 26, 2025
JB
Vetted Review
Verified User
Human Interest
2 years of experience
Human Interest is an easy platform for us to manager our 401k - it has easy enrollment and easy management. Plus, my staff can manage their own retirement plan without needing to come to me for any changes.

Let's give a HIGH FIVE to Human Interest!

Rating: 10 out of 10
December 17, 2024
DR
Vetted Review
Verified User
Human Interest
1 year of experience
I would highly recommend Human Interest to a friend if they own or operate a company that is thinking about starting a 401k program. Human Interest has been very helpful to me and my employees in that capacity. This is the only way that I've used Human Interest, so I can't speak to any of their other options.
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